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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 24th Mar 2026
156200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Applying is simple

5
Straight forward application simple to follow and an answer in minutes , everything you need is on the app on once accepted Reviewed on: 15th January 2023
Steve's avatar
Steve

Good

5
Verry easy and practically, easy to use. Reviewed on: 15th January 2023
Sabin Muntean 's avatar
Sabin Muntean

STOYCHEVA

5
Brilliant service from ZOPA’s staff and really easy to use the app Definitely recommend to anyone. Reviewed on: 15th January 2023
gergana gerisota's avatar
gergana gerisota

Amazing customer service

5
Zopa are an amazing company, they always respond very quickly to any queries . The app is very easy to use and everything is explained in a way that is user friendly. Reviewed on: 15th January 2023
Ian's avatar
Ian

very helpful

5
good service and actioned quickly Reviewed on: 15th January 2023
Tony Macarthur's avatar
Tony Macarthur

Great service

5
My experience using Zopa have been fantastic. Their process was very simple and the app easy to use. I highly recommend Zopa credit card. Reviewed on: 15th January 2023
Nicole Powell's avatar
Nicole Powell

Easy, Efficient and Transparent

5
The whole process was very transparent and I could see in plain English what to expect. Once I understood the product and the terms, and how likely I would be accepted, then the process was easy and efficient Reviewed on: 15th January 2023
Amanda Spencer's avatar
Amanda Spencer

Great experience

5
Approved very quickly and easy to manage my account Reviewed on: 15th January 2023
Alina Turcanu 's avatar
Alina Turcanu

Proactive credit card provider

5
Zopa service and costumer relationship was superb when I was applying for my credit card and activation of my card. Reviewed on: 15th January 2023
Samuel Olorunfemi's avatar
Samuel Olorunfemi

Amazing customer service

5
Quick and efficient customer service at all times Reviewed on: 15th January 2023
Miss f begum 's avatar
Miss f begum

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