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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great credit card

Has the best service app. Has easy payment method Reviewed on: 20th February 2023

They are very helpful when you talk to customer service

In term of security, they are excellent Reviewed on: 20th February 2023

Friendly Easy card

Simple service, great card, that provides easy options, thank you!!! Reviewed on: 20th February 2023

Outstanding

Always brilliant customer service I needed to speak to someone after fraud on me account and not only was they polite they was friendly and very helpful Reviewed on: 20th February 2023

Alright

Alright let’s you spend But can be confusing Reviewed on: 20th February 2023

Brilliant service

A really good service with many options on how to repay the balance especially setting up a monthly payment so you don't miss a payment that would therefore go onto your account Reviewed on: 20th February 2023

Very smooth application

The application has good features, the card is now accepted almost in every setting, used it abroad to and no problems . Reviewed on: 20th February 2023

Quick and easy

It’s quick and easy to use their website and also their app to apply for what u need whether it’s a credit cards or a loan it’s super easy to apply. Reviewed on: 20th February 2023

Excellent

App very easy to use and customer service is excellent. Would certainly recommend to family and friends! Reviewed on: 20th February 2023

Good all round card

Best card for increasing credit Reviewed on: 20th February 2023

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