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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

I'd been thru a very rough part of my life being made bankrupt not thru my own fault and zopa gave me the chance to have a credit card with excellent customer service that has not only improved my credit rating but gives me the ability to spend if I need to.. thankyou so much Reviewed on: 20th February 2023

Easy to use and good customer service

I have had a very positive experience with Zopa. It is easy to use and whenever you need help the customer service are so willing to help Reviewed on: 20th February 2023

The best move I made joining zopa

I’ve about 6 credit cards to which I don’t touch or use now as I use my zopa every day for normal day to day shop to fuel everything once my limit goes the same as my others I’m closing them as don’t need them and my savings in zopa are safe all transactions ping straight to my phone security great job zopa Reviewed on: 20th February 2023

Best Provider Ever!!!

Fully recommend Zopa to everyone, they are the best credit card provider I have ever used! Seriously professional with great management tools to help budget. Reviewed on: 20th February 2023

Great credit card

Has the best service app. Has easy payment method Reviewed on: 20th February 2023

They are very helpful when you talk to customer service

In term of security, they are excellent Reviewed on: 20th February 2023

Friendly Easy card

Simple service, great card, that provides easy options, thank you!!! Reviewed on: 20th February 2023

Outstanding

Always brilliant customer service I needed to speak to someone after fraud on me account and not only was they polite they was friendly and very helpful Reviewed on: 20th February 2023

Alright

Alright let’s you spend But can be confusing Reviewed on: 20th February 2023

Brilliant service

A really good service with many options on how to repay the balance especially setting up a monthly payment so you don't miss a payment that would therefore go onto your account Reviewed on: 20th February 2023

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