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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Always helpful

Always helpful and swift responses received. Look after you by not letting you extend your credit when it is unaffordable. Reviewed on: 15th January 2026

I have obtained visa credit card I have had ve...

Since I have obtained visa credit card I have had very good dealings with Zopa Reviewed on: 15th January 2026

Great service and customer friendly service

Great service and customer friendly service Reviewed on: 15th January 2026

Iv been with zola for a while now and they have been...

Iv been with zola for a while now and they have been there every step of the way and help me achieve my goals Reviewed on: 15th January 2026

Found everything to be aaa plus and easy site to neg...

Found everything to be aaa plus and easy site to negotiate Reviewed on: 15th January 2026

Very smooth and efficient service can’t fault them i...

Very smooth and efficient service can’t fault them in any way Reviewed on: 15th January 2026

Excellent customer service , great information and c...

Excellent customer service , great information and communication to the customer. Reviewed on: 15th January 2026

Excellent service all round , very good way to mange...

Excellent service all round , very good way to mange money and app is very user friendly Reviewed on: 15th January 2026

Brilliant

I’ve had no problems with Zopa delighted with their service. No problems with using or payments for goods or paying my bill. Reviewed on: 15th January 2026

Zopa credit card has helped me improve my credit score

Zopa credit card has helped me improve my credit score Reviewed on: 15th January 2026

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