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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

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4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Zopa. To apply for Zopa card was straight forward.

To apply for Zopa card was straight forward. Once i was approved it didnt take long to receive my card. Easy to set up and payments arranged with no fuss Reviewed on: 15th January 2026

Just brilliant

Easy to set up used in lots of places contactless or pin, direct debit or manual payment to pay back Reviewed on: 15th January 2026

Great company and great service couldn't fault the s...

Great company and great service couldn't fault the service Reviewed on: 15th January 2026

Very easy website to understand all the information...

Very easy website to understand all the information you require and very helpful when I have contacted them. Reviewed on: 15th January 2026

Good to build up credit score good service and quick...

Good to build up credit score good service and quick to increase limits Reviewed on: 15th January 2026

Fantastic company, very obliging

Fantastic company, very obliging, super professional people Reviewed on: 15th January 2026

Zopa for me.

This was my first credit card l have ever had and l can say Zopa have always helped me the right way thank you for that. Reviewed on: 15th January 2026

easy to apply, quick and supportive

easy to apply, quick and supportive Reviewed on: 15th January 2026

Very good credit card very helpful information load...

Very good credit card very helpful information load of options that you can do would recommend to others Reviewed on: 15th January 2026

I am very proud to be part of zopa.

I am very proud to be part of zopa. I like their services, because their services are excellent, quality and efficient Reviewed on: 15th January 2026

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