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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful and handy card to have

Very helpful and handy card to have Reviewed on: 15th January 2026

Very easy application good interest rates friendly h...

Very easy application good interest rates friendly helpful customer support Reviewed on: 15th January 2026

Really good credit card, excellent customer service,...

Really good credit card, excellent customer service, and kept well informed, about your account, with tips and suggestions to get the best of your credit card Reviewed on: 15th January 2026

Zopa card

Brilliant easy to use card. Can’t fault this service. Reviewed on: 15th January 2026

Nice easy and very quick service

Nice easy and very quick service Reviewed on: 15th January 2026

The Good and the could do better.

Very good sorting out credit card but after paying off first loan a few months early had to provide numerous payslips or bank statements ?. Reviewed on: 15th January 2026

Very helpful staff and everything goes smoothly...

Very helpful staff and everything goes smoothly i have had no problems with anything I have applied for and everything gone though smoothly would recommend dopamine to all my family and friends Reviewed on: 15th January 2026

Easy to use, good credit limit in the beginning

Easy to use, good credit limit in the beginning Reviewed on: 15th January 2026

Very helpful and the app is very easy to use.

Very helpful and the app is very easy to use. Reviewed on: 15th January 2026

Good value for money

Good value for money, quick way to apply, really helped me when I needed it. Reviewed on: 15th January 2026

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