Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Very easy app to navigate ,and the customer service...

Very easy app to navigate ,and the customer service is excellent on the occasions I've had to use it . Reviewed on: 17th April 2025

It was easy to get my money in the bank.

It was easy to get my money in the bank. Reviewed on: 17th April 2025

Very flexible and easy to use

App is very smooth to use. Easy and quick to deal with. Reviewed on: 17th April 2025

Seamless start to finish with help whenever needed

Seamless start to finish with help whenever needed Reviewed on: 17th April 2025

Great company

Very professional an helpful an understanding Reviewed on: 17th April 2025

Great customer service and app

Just excellent customer service. Great app too. Reviewed on: 17th April 2025

Easy to apply,app is easy to install & very easy to...

Easy to apply,app is easy to install & very easy to use,customer service is excellent & very polite & helpful. Reviewed on: 17th April 2025

Zopa all the way!!!

Never had any issues with Zopa. Everything is clear and easy to understand. The app is great and easy to navigate. Love the features on there. It’s easy to check your balance, available credit and when your next payment is due. Reviewed on: 17th April 2025

Great service

Never had a problem, great customer service Reviewed on: 17th April 2025

Very user friendly app.

Very user friendly app. Very helpful Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Credit Card
from Yonder 4.94 from 463 reviews
Flexicard
from Halifax 4.57 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1259 reviews
Smart Saver
from Zopa 4.94 from 7178 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub