Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to deal with and a simple app

Very easy to deal with and a simple app Reviewed on: 15th January 2026

Simple to use and easy to manage

Simple to use and easy to manage it truly is a great way to start out with a credit card even with a low limit everything is explained perfectly Reviewed on: 15th January 2026

Easy to use.

Easy to use. Easy to access. Simple to check. Reviewed on: 15th January 2026

great app easy to use and make payments online

great app easy to use and make payments online Reviewed on: 15th January 2026

No nonsenc great friendly team always friendly and h...

No nonsenc great friendly team always friendly and happy to try help Reviewed on: 15th January 2026

Its been a great experience dealing with Zopa Bank a...

Its been a great experience dealing with Zopa Bank as your online banking or App is seamingly. Reviewed on: 15th January 2026

NICE & GREAT

Zopa is a good credit card and like to recommend it to all my friends and family members Reviewed on: 15th January 2026

My experience has been seamless and very straightfor...

My experience has been seamless and very straightforward I find the app very easy to navigate Reviewed on: 15th January 2026

Zopa accepted my application with a no hassle applic...

Zopa accepted my application with a no hassle application form, card arrives within the time frames given. Can’t fault the easy to navigate app and start to build my credit. Reviewed on: 15th January 2026

It’s great card with good credit balance and easy to...

It’s great card with good credit balance and easy to handle Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 4.61 from 28 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub