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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

Very easy and straightforward.

Very easy and straightforward. Easy to sign up and they do exactly what they say. No hidden catches . Would recccomend to any one. Reviewed on: 15th January 2026

Zopa is a brilliant card am so pleased a have mine t...

Zopa is a brilliant card am so pleased a have mine they are always so friendly to talk to when there is something to talk to them about thank you for having me as a Zopa card holder Reviewed on: 15th January 2026

Best thing i ever did getting a Zopa credit card...

Best thing i ever did getting a Zopa credit card Reviewed on: 15th January 2026

One of the best cards I've had and would not go anyw...

One of the best cards I've had and would not go anywhere else Reviewed on: 15th January 2026

Informed

Always kept.informed of whats happening. When the payments have been taken, when the next one is etc. Easy to access Reviewed on: 15th January 2026

Highly recommend Zopa

Ever since signing with Zopa the team have been on hand and very helpful. I manage my account effectively and have had limit increase but was asked first. Great comms Reviewed on: 15th January 2026

My experience with Zopa excellent costumer service e...

My experience with Zopa excellent costumer service easy easy access to an operator always prompt and protect my money Reviewed on: 15th January 2026

Always helpful and never had any issues

Always helpful and never had any issues Reviewed on: 15th January 2026

Would recommend to anyone

Use where U like.. low monthly repayments.. any help they are there for you Reviewed on: 15th January 2026

What an awesome experience

Very good, simple informative experience Reviewed on: 15th January 2026

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