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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

excellent customer service great product

excellent customer service very easy to keep up to date with my spending very easy to make payments highly recommend very happy Reviewed on: 15th January 2026

A smart way to get back into managing finances, a fr...

A smart way to get back into managing finances, a friendly company always on hand if any problems arise. Reviewed on: 15th January 2026

Excellent zopa

Every one i spoken to was fantastic. Excellent speedy service thanks Reviewed on: 15th January 2026

Quick to process applications and easy to follow app

Quick to process applications and easy to follow app Reviewed on: 15th January 2026

It does what it says and is nominated for.

It does what it says and is nominated for. Reviewed on: 15th January 2026

Zopa is efficient and brilliant, have never been dis...

Zopa is efficient and brilliant, have never been disappointed! Reviewed on: 15th January 2026

Spending

Was very easy to apply was suprised I was excepted as I don’t have a great credit score and the app keeps me on track as I can see what I am spending Reviewed on: 15th January 2026

I good have always had a good experience with Zopa

I have always had a good experience with Zopa Reviewed on: 15th January 2026

I'm quite happy with it

I'm quite happy with it and no issues Reviewed on: 15th January 2026

Not bad to say had nothing but a good experience...

Not bad to say had nothing but a good experience Reviewed on: 15th January 2026

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