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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant all round cant fault this card

Brilliant all round cant fault this card Reviewed on: 15th January 2026

Very happy with the credit company

Very happy with the credit company Reviewed on: 15th January 2026

Helpful when needed

It really helped me out when I most needed Reviewed on: 15th January 2026

Great card.

Since having been selected to be a customer, they have been 100% in my corner. With help on all levels. Trustworthy, updated at all times, advice and always let me know when statements are ready to be read and payment dates. What more do you expect from such a good company. Reviewed on: 15th January 2026

Very easy to use, great service, very helpful custom...

Very easy to use, great service, very helpful customer service Reviewed on: 15th January 2026

Quick & effective service one of the best credit car...

Quick & effective service one of the best credit cards I have used would highly recommend to family & friends.Easy set up on phone for good access for payments & keeping track of all transactions. Reviewed on: 15th January 2026

I have found my card and the app easy to use.

I have found my card and the app easy to use. Customer service is great. Reviewed on: 15th January 2026

I have had great service from Zopa from the start of...

I have had great service from Zopa from the start of my service everything has been plan sailing there is nothing I need to do as they keep me updated with all the latest things and reminders when payments are due the app is great as well Reviewed on: 15th January 2026

Easy app to keep track of my account

Easy app to keep track of my account Reviewed on: 15th January 2026

Great card...

I find the Zopa app really easy to use, it's clear and uncomplicated. I have a manageable credit limit and have had no problems whatsoever. I'm very happy with it. Reviewed on: 15th January 2026

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