Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43499 reviews)

View other Zopa products

4.94

Based on 43,499 reviews, last reviewed 22nd Mar 2026

156000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43499)

Not bad to say had nothing but a good experience...

Not bad to say had nothing but a good experience Reviewed on: 15th January 2026

They are very heloful ,always there when i need help...

They are very heloful ,always there when i need help, very helpful and they helped me alot by giving me a card l Reviewed on: 15th January 2026

I love their interface and I find their app easy to...

I love their interface and I find their app easy to use. Reviewed on: 15th January 2026

Easyto apply , regularly updated about payments

Easy to apply , regularly updated about payments Reviewed on: 15th January 2026

Easy and quick application, good interest rates and...

Easy and quick application, good interest rates and good communication Reviewed on: 15th January 2026

Always helpful.

Always helpful. Willing to support Reviewed on: 15th January 2026

Was very impressed with the app easy to make repayme...

Was very impressed with the app easy to make repayments and got an increase quicker than expected Reviewed on: 15th January 2026

Great service

I called Zopa about three months ago, I needed a problem sorted out , the lady I spoke to was very nice she came across well , she sorted the problem out for me 10/10 Reviewed on: 15th January 2026

Excellent quick to approve card easy to set up excel...

Excellent quick to approve card easy to set up excellent information,allways quick with updates on your credit really happy with all asspects of the appp Reviewed on: 15th January 2026

Fantastic company

Great clear communication and rules Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 0.00 from 0 reviews
American Express Credit Card
from American Express 3.15 from 101 reviews
Avios Rewards Credit Card
from Lloyds Bank 3.99 from 60 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub