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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

been very positive, app easy to use

been very positive, app easy to use Reviewed on: 15th January 2026

Excellent service very happy with the app and overal...

Excellent service very happy with the app and overall experience with Zopa Reviewed on: 15th January 2026

A good card to have never had no problems all...

A good card to have never had no problems all good Reviewed on: 15th January 2026

Very good and exelent experience whit ZOPA Credit Card

Very good and exelent experience whit ZOPA Credit Card Reviewed on: 15th January 2026

Finances made easy

Very realistic approach to credit card issuance and afterwards they are very security conscious in handling customers transactions Reviewed on: 15th January 2026

Been really helpful in tough times, easy to use app...

Been really helpful in tough times, easy to use app and had no issues with communication Reviewed on: 15th January 2026

To be fair, Zopa is a good credit card provider.

To be fair, Zopa is a good credit card provider. Reviewed on: 15th January 2026

Great service highly recommended

Great service highly recommended Reviewed on: 15th January 2026

Good service good communication

Good service good communication Reviewed on: 15th January 2026

Always fair and up to date great service

Always fair and up to date great service Reviewed on: 15th January 2026

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