Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa has given me the opportunity when no one else h...

Zopa has given me the opportunity when no one else has, they started me of with a small credit limit to start and kept there word to grow my limit, I have received constant communication for all aspects of my account. Reviewed on: 15th January 2026

Great credit card app easy to use everything is expl...

Great credit card app easy to use everything is explained.glad i joined ZOPA Reviewed on: 15th January 2026

5star zoopa

Everything is strait forward and easy to complete and processes completed quickly Reviewed on: 15th January 2026

It's got everything you need with this card and...

It's got everything you need with this card and very easy to use and would recommend this to family and friends Reviewed on: 15th January 2026

Easy application process no hassle with documentation

Easy application process no hassle with documentation Reviewed on: 15th January 2026

good customer service, easy app to navigate

good customer service, easy app to navigate Reviewed on: 15th January 2026

More than.

I've had bad credit and zopa has put me on the road back.its more than a credit card. Reviewed on: 15th January 2026

Easy to connect with and sort out everything quickly

Easy to connect with and sort out everything quickly Reviewed on: 15th January 2026

My card is easy to use and always receive emails let...

My card is easy to use and always receive emails letting me know where I am each month . I’m glad I choose Zopa Reviewed on: 15th January 2026

My Zopa credit card coupled with the Zopa app is fan...

My Zopa credit card coupled with the Zopa app is fantastic. Everything is zo zimple with Zopa... Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub