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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply for and quick decision and a reasonabl...

Easy to apply for and quick decision and a reasonable amount of credit Reviewed on: 15th January 2026

Fantastic service and communications

Fantastic service and communications Reviewed on: 15th January 2026

first class service and a bank that treats its custo...

first class service and a bank that treats its customers as people Reviewed on: 15th January 2026

A nice service for a credit card

A nice service for a credit card Reviewed on: 15th January 2026

Fantastic card

Great card have had no issues. Payments aren't to high Reviewed on: 15th January 2026

Very easy using clear web, also you can adusting you...

Very easy using clear web, also you can adusting your pay day in your own way Reviewed on: 15th January 2026

Had Zopa for a few months now, really easy to use an...

Had Zopa for a few months now, really easy to use and great interaction in the app, customer service have been brilliant. Reviewed on: 15th January 2026

First class service and top notch card

Fast and efficient service, easy to use navigate app and excellent features Reviewed on: 15th January 2026

Easy Peasy

From applying til today I’ve had no issues with Zopa. Reviewed on: 15th January 2026

Every month the bill is generated on the same day, y...

Every month the bill is generated on the same day, you can keep tabs of your spending on the app easily enough Reviewed on: 15th January 2026

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