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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43499 reviews)

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4.94

Based on 43,499 reviews, last reviewed 22nd Mar 2026

156000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43499)

Easy to use, kept up to date with offers ,

Easy to use, kept up to date with offers , Reviewed on: 15th January 2026

Fantastic service.

Fantastic service. Safe and reliable. Good interest rate which makes it perfect. I would recommend Zopa to all my friends and hope they win the award. Reviewed on: 15th January 2026

Excellent highly recommend a Zopa credit card.

Excellent highly recommend a Zopa credit card. Very quick easy application and acceptance. Card was quickly dispatched. Recommend a friend and receive a bonus. Don't delay apply today you've got nothing to loose Reviewed on: 15th January 2026

Excellent

Ii have used Zopa’s customer service a couple of times and received excellent service from them Reviewed on: 15th January 2026

ZOPA STAR

Love the low rates, easy to understand Reviewed on: 15th January 2026

Zopa been brilliant and glad o choice to go with...

Zopa been brilliant and glad o choice to go with them Reviewed on: 15th January 2026

Fantastic all the way threw the process from applica...

Fantastic all the way threw the process from application to when I was in a bit of trouble helped me out great app as well Reviewed on: 15th January 2026

Zopa's credit card is excellent.

Zopa's credit card is excellent. The app can be accessed from my phone or tablet and is very easy to use, with smart spending features. It also has added payment protection for that piece of mind. I would highly recommend Zopa credit card. Reviewed on: 15th January 2026

Good interface/ platform, overall easy to use.

Easy to use, had no problems so far and have had for about 2 years now. Communication is great and the company are transparent. Reviewed on: 15th January 2026

Very easy to you and good that I am incontrol off my...

Very easy to you and good that I am incontrol off my spending Reviewed on: 15th January 2026

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