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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Responsive and great service I’ve had a really posit...

Responsive and great service I’ve had a really positive experience with Zoopa Card. The card is easy to use, reliable, and gives great control over spending. Top-ups are straightforward, transactions are clear, and customer support has been helpful when needed. Overall, it’s a convenient and stress-free option — I’d definitely recommend it. Reviewed on: 15th January 2026

Good communication and customer service all the time.

Good communication and customer service all the time. Responses to queries great and efficient. Reviewed on: 15th January 2026

Transparency is great and customer service is on a d...

Transparency is great and customer service is on a different level Reviewed on: 15th January 2026

Excellent and very competitive company.

Excellent and very competitive company. Efficient, thorough and very trustworthy. Reviewed on: 15th January 2026

Easy to apply for.

Easy to apply for. app is really easy to use would highly recommend Reviewed on: 15th January 2026

Very good service anything else state way response

Very good service anything else state way response Reviewed on: 15th January 2026

Excellent

Exvellent reloable value for money Reviewed on: 15th January 2026

Top class

Excellent service every time I’ve needed to talk. Reviewed on: 15th January 2026

Zopa family

I have received nothing but 100% professionalism from Zopa staff who are very knowledgeable about their products Reviewed on: 15th January 2026

Top credit card

Amazing card and bank best one what I had Reviewed on: 15th January 2026

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