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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

My experience has been seamless and very straightfor...

My experience has been seamless and very straightforward I find the app very easy to navigate Reviewed on: 15th January 2026

Zopa accepted my application with a no hassle applic...

Zopa accepted my application with a no hassle application form, card arrives within the time frames given. Can’t fault the easy to navigate app and start to build my credit. Reviewed on: 15th January 2026

It’s great card with good credit balance and easy to...

It’s great card with good credit balance and easy to handle Reviewed on: 15th January 2026

Excellent customer service

Been with Zopa for a few years never had a problem with the service provided. Reviewed on: 15th January 2026

Would always recommend

I have been with Zopa for many years and never had any issues with them Reviewed on: 15th January 2026

Advisers very friendly.

Advisers very friendly. You are always kept in the loop. You never go over your limit. Access to your account is so very easy. You are never bombarded with emails or texts with rubbish. I wish i knew about the company years ago Reviewed on: 15th January 2026

Zopa provides a great service.

Zopa provides a great service. Really pleased to have the use of my card. Reviewed on: 15th January 2026

Very easy to use, interface is user friendly and nav...

Very easy to use, interface is user friendly and navigation is great Reviewed on: 15th January 2026

Never had a problem everything runs smoothly

Never had a problem everything runs smoothly Reviewed on: 15th January 2026

Very easy app to use.

Very easy app to use. Customer service great all in all great credit card Reviewed on: 15th January 2026

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