Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Reliable and transparent

Customers care specialists as I always get the required results whenever enquiries are made concerning my credit cards account Reviewed on: 15th January 2023

Easy and great app

Very fair and easy to deal with very easy app and payments update in minutes Reviewed on: 15th January 2023

Zopa services is very good

Zopa services is very quick and easy Reviewed on: 15th January 2023

Great features

Having got the credit card, I like the option to create a credit cushion while still having the same limit. Very helpful. Reviewed on: 15th January 2023

Easy to use app

Helpful and friendly with an easy to use app Reviewed on: 15th January 2023

About Zopa

Simple reliable and easy to use service. Recommended. Reviewed on: 15th January 2023

Efficient and effective communication

Zopa are very good for building credit scores they are efficient effective and reliable good customer service great customer support good customer communication I definitely recommend them to anyone looking for great credit card. Reviewed on: 15th January 2023

Zopa Credit Card

Very helpful and friendly. Always looking after and putting customers first Reviewed on: 15th January 2023

Zopa credit

Good customer service Easy to follow instructions on how to manage account Reviewed on: 15th January 2023

Zopa credit card

So easy to get and use. Great app also great and easy to use. Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.21 from 21 reviews
Cashback credit card
from Lloyds Bank 4.72 from 18 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub