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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Keeping on top of my finances

With Zopa I know exactly how much I stand with a notification to my phone within minutes of any expenditure, and a customer friendly app to check my balance, giving me peace of mind Reviewed on: 15th January 2023

Simply the best

I'm very happy with zopa and recommended to anyone who's looking for a credit card open an zopa credit card and you won't be disappointed Reviewed on: 15th January 2023

Fantastic rates

I chose Zopa due to the rates being so competitive and what a fantastic choice I have made ! The app is so easy to use and the card is accepted everywhere I have been including Greece Making extra payments is so easy too Reviewed on: 15th January 2023

My Experience with Zopa.

With my inexperience and not-too-good performance in the past, I thought I was going to be turned down when I applied. But I was well welcomed. I love the support and professionalism. Reviewed on: 15th January 2023

Easy to deal with

Always happy to answer a question or solve a problem Reviewed on: 15th January 2023

Fast, efficient and friendly service

Simple application, helpful app and great customer service. Reviewed on: 15th January 2023

Finance made simple

ZOPA App and Statements simplified and gives financial clarity. Support is just a click. Reviewed on: 15th January 2023

Quick, simple and supportive

From the application process to using the app, Zopa is brilliant… if I could give them more stars ⭐️ I would! Reviewed on: 15th January 2023

Great credit card option

Easy and quick application, excellent APR rate and card delivered within days..! PIN provided when you activate on the app Reviewed on: 15th January 2023

Best credit card

You pay no charges when the card abroad and the exchange rate is good. Easy to manage through the app. Reviewed on: 15th January 2023

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