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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Well organised

Would recommend to anyone they were there when I needed credit and the payment system is good aswell. Reviewed on: 14th January 2023

Fantastically easy

Since I got my Zopa credit card I have managed to increase my credit score and save money at the same time, the app is quick and easy to navigate and has made managing my finances so much easier. Reviewed on: 14th January 2023

Exactly what you need.

Easy to apply and manage account. App is very user friendly Reviewed on: 14th January 2023

One Of The Best Credit Card Companies

Thanks to Zopa who gave me a credit card, despite my credit score was not up to par with the world system. Thank you, Zopa 100% Reviewed on: 14th January 2023

No hassle credit card for poor credit score customers.

No hassle credit card for poor credit score customers. Not had a bad experience with them. Easy and simple to use and website user friendly too. Reviewed on: 14th January 2023

Very helpful and good company

Very happy with the service, they very good with keeping you informed Reviewed on: 14th January 2023

big shit

bad card high percentage, no comment Reviewed on: 14th January 2023

Credit card

It's the best one for me it did everything I wanted it to do Reviewed on: 14th January 2023

A good organisation

They have a great customer service with a very good customer focused organisation. Reviewed on: 14th January 2023

Great app great service

The app is easy to use everything at your finger tips. Great customer service. Reviewed on: 14th January 2023

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