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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card and low monthly payments.

I’ve had a Zopa credit card for nearly one year now, it’s been great for building my credit rating and also the monthly payments are low. Reviewed on: 15th January 2023

Easy to use and simple to apply

The app is nice and easy to use. The application process was simple. Reviewed on: 15th January 2023

Top card helper

Top credit ca4ds ,very easy to use, so helpful when they needed Reviewed on: 15th January 2023

Great Customer Service

Great customer service & always keep me informed of any changes to my account Reviewed on: 15th January 2023

Keeping on top of my finances

With Zopa I know exactly how much I stand with a notification to my phone within minutes of any expenditure, and a customer friendly app to check my balance, giving me peace of mind Reviewed on: 15th January 2023

Simply the best

I'm very happy with zopa and recommended to anyone who's looking for a credit card open an zopa credit card and you won't be disappointed Reviewed on: 15th January 2023

Fantastic rates

I chose Zopa due to the rates being so competitive and what a fantastic choice I have made ! The app is so easy to use and the card is accepted everywhere I have been including Greece Making extra payments is so easy too Reviewed on: 15th January 2023

My Experience with Zopa.

With my inexperience and not-too-good performance in the past, I thought I was going to be turned down when I applied. But I was well welcomed. I love the support and professionalism. Reviewed on: 15th January 2023

Easy to deal with

Always happy to answer a question or solve a problem Reviewed on: 15th January 2023

Fast, efficient and friendly service

Simple application, helpful app and great customer service. Reviewed on: 15th January 2023

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