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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Best for controlling finances

Zopa have an ingenious app, with instant updates and advice on maximum spends, finance tips and freedom to manage your own money. Clear statements, totally upfront I cannot recommend them more! Perfect for anyone who wants to take control Reviewed on: 14th January 2023

Helpful

They are very helpful they send texts and seem like they actually care about there customers which is good Reviewed on: 14th January 2023

Easy setup

App is very easy to use and control Reviewed on: 14th January 2023

Excellent card provider

Used this now for a while and find it very user friendly Reviewed on: 14th January 2023

Excellent customer service and card app

So easy to use and pay your balance through the app and keep track of spending Reviewed on: 14th January 2023

Great service

Always a good service and easy contactable Reviewed on: 14th January 2023

Brilliant company

Ive had nothing but an excellent service from this company I would highly recommend it to anyone who will listen to me Reviewed on: 14th January 2023

Easy to use

Very easy to use and the app is extremely informative Reviewed on: 14th January 2023

A no nonsense reliable company

Zopa has helped me improve my credit score and the app is so easy to use and reliable. Highly recommend them. Reviewed on: 14th January 2023

The

I have had a few credit cards, and Zopa has been the easiest and the best one I have used. Reviewed on: 14th January 2023

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