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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Best credit card ever

The app is great very straightforward and easy to use never let you down and exceptional customer service with patience and care. Reviewed on: 15th January 2023

Reliable and transparent

Customers care specialists as I always get the required results whenever enquiries are made concerning my credit cards account Reviewed on: 15th January 2023

Easy and great app

Very fair and easy to deal with very easy app and payments update in minutes Reviewed on: 15th January 2023

Zopa services is very good

Zopa services is very quick and easy Reviewed on: 15th January 2023

Great features

Having got the credit card, I like the option to create a credit cushion while still having the same limit. Very helpful. Reviewed on: 15th January 2023

Easy to use app

Helpful and friendly with an easy to use app Reviewed on: 15th January 2023

About Zopa

Simple reliable and easy to use service. Recommended. Reviewed on: 15th January 2023

Efficient and effective communication

Zopa are very good for building credit scores they are efficient effective and reliable good customer service great customer support good customer communication I definitely recommend them to anyone looking for great credit card. Reviewed on: 15th January 2023

Zopa Credit Card

Very helpful and friendly. Always looking after and putting customers first Reviewed on: 15th January 2023

Zopa credit

Good customer service Easy to follow instructions on how to manage account Reviewed on: 15th January 2023

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