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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service

Great customer service when you need help or have a question Reviewed on: 15th January 2023

Excellent Zopa

Took no time at all to be approved, SMS text sending for clarifications. On line statements true and accurate. Emails regarding updates and other services. Reviewed on: 15th January 2023

highly recommend

I've been using it for a while and I really like it Reviewed on: 15th January 2023

Easy

Best credit card I have had. Easy to use app to keep on top of your spending. Reviewed on: 15th January 2023

Famtastic

The whole process has been bliss and the App is fantastic. Reviewed on: 15th January 2023

Easy to control

This credit card is one of the easiest to control, using its excellent App to keep track of outgoings and payments alike. Reviewed on: 15th January 2023

Great Friendly Company

Great Friendly service and excellent quality Reviewed on: 15th January 2023

The best

The best company the best the best Reviewed on: 15th January 2023

They,re Good

They keep you inform about everything you need to know Reviewed on: 15th January 2023

Excellent Credit Card

Very easy to set up, great app to view your transactions and statements. Reviewed on: 15th January 2023

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