Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

View other Zopa products

4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Zopa

I like zopa a lot because you can spend as much as you want and put backas muchas you want .I helped me a lot . I love zopa . Reviewed on: 14th January 2023

Great company to deal with

Process was so quick and easy, very professional company Reviewed on: 14th January 2023

Best

Best service and great product amazing credit card colour Reviewed on: 14th January 2023

Quick and easy application consideration.

Having a poor credit rating, I was pleased to be considered by zopa when many other credit card companies were sceptical in considering my poor credit history. Reviewed on: 14th January 2023

Easy application

Applying for the card was easy and had an instant decision Their app is very good and helps you manage your money. Reviewed on: 14th January 2023

Great provider

Great card excellent terms good app Reviewed on: 14th January 2023

Never had an easier, more effective credit card service than that which is provided by zopa

Always know where I am up yo, easy to utilise mobile app. Can't fault zopa at all Reviewed on: 14th January 2023

Customer Friendly

My experience with Zopa has been wonderful because they are great communicators and keep you up to date with your account and their other services. Reviewed on: 14th January 2023

Excellent company!

The app is brilliant and has loads of helpful features, enabling you to maintain control over your finances. I’ve also spoken to the Customer Services Team who were incredibly helpful, understood what I needed and actioned this straight away in a professional and competent manner! One call was enough and completely hassle free! Reviewed on: 14th January 2023

Brilliant

Good service.very easy to understand on how to apply for card and just all round good service Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Credit card
from M&S Bank - Marks and Spencer 2.75 from 188 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub