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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

About Zopa

Simple reliable and easy to use service. Recommended. Reviewed on: 15th January 2023

Efficient and effective communication

Zopa are very good for building credit scores they are efficient effective and reliable good customer service great customer support good customer communication I definitely recommend them to anyone looking for great credit card. Reviewed on: 15th January 2023

Zopa Credit Card

Very helpful and friendly. Always looking after and putting customers first Reviewed on: 15th January 2023

Zopa credit

Good customer service Easy to follow instructions on how to manage account Reviewed on: 15th January 2023

Zopa credit card

So easy to get and use. Great app also great and easy to use. Reviewed on: 15th January 2023

Great service

Great customer service when you need help or have a question Reviewed on: 15th January 2023

Excellent Zopa

Took no time at all to be approved, SMS text sending for clarifications. On line statements true and accurate. Emails regarding updates and other services. Reviewed on: 15th January 2023

highly recommend

I've been using it for a while and I really like it Reviewed on: 15th January 2023

Easy

Best credit card I have had. Easy to use app to keep on top of your spending. Reviewed on: 15th January 2023

Famtastic

The whole process has been bliss and the App is fantastic. Reviewed on: 15th January 2023

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