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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very good

Very easy to understand all the information Reviewed on: 15th January 2023

Really good banking

Really well organized banking with a 10/10 app that I have never had a problem with. I really do not have one bad word to say about ZOPA Reviewed on: 15th January 2023

Easy to apply

Very simple and efficient way to apply Reviewed on: 15th January 2023

Does what it's supposed to

Simple credit card with simple to use app. Works for me ! Reviewed on: 15th January 2023

Life easy

Money easy access up to date app you know were you are Reviewed on: 15th January 2023

Excellent service

First class communication skills and transparency about charges Reviewed on: 15th January 2023

So easy to use

With the app and regular monthly updates it's a great product Reviewed on: 15th January 2023

Wonderful

I like your app and your easy payment Reviewed on: 15th January 2023

Good all round company

App is easy to use and understand and the credit score comes in handy to sort finances out Reviewed on: 15th January 2023

Amazing company

Great customer support and service. Reviewed on: 15th January 2023

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