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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

excellent card

very good credit card superb app that is very easy to use & understand. Reviewed on: 14th January 2023

Great service and easy to use app.

Great service and easy to use app Reviewed on: 14th January 2023

Fair Lender

Zopa provided me with the best interest rate of any provider including cards I have held flawlessly for years! I would definitely recommend Zopa to anyone. Reviewed on: 14th January 2023

Mr

Excellent good service happy good Reviewed on: 14th January 2023

Great product

Zopa made it easy for me to have a credit card when others refused. Reviewed on: 14th January 2023

Great service

From the start I have been impressed by all aspects from application to receiving my card The app and notifications are excellent Reviewed on: 14th January 2023

Excellent Service

Very understanding company, app is easy to manage too! Reviewed on: 14th January 2023

Totally satisfied

I'm totally satisfied with my credit card Reviewed on: 14th January 2023

Krasen

Super super super super super super Reviewed on: 14th January 2023

Fantastic

Great card , you know as soon as you’ve spent on it, know your balance and know exactly where you are with payments, easy to make payment too , no stupid rigmarole to go through, we’ll done Reviewed on: 14th January 2023

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