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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Always helping

5
Zopa helped me out when others wouldn't. They provided an excellent customer service and do all they can to help out. Always able to help no mater what the problem. Communication is always 100% satisfactory. Would recommend to anyone Reviewed on: 15th January 2023
Craig Hannon's avatar
Craig Hannon

Stress free

5
Easy application. Instant decision. Money in bank in minutes. Easy to use website to manage account. Overall, a stress free process Reviewed on: 15th January 2023
Donna's avatar
Donna

Good

5
Good communication skills all round Reviewed on: 15th January 2023
Lisa nichol's avatar
Lisa nichol

The best credit card provider

5
Easy to apply and get answer in few minutes and amazing customer services with a friendly app Reviewed on: 15th January 2023
kashif akhtar's avatar
kashif akhtar

Great service

5
Since receiving my zopa credit card I have received great service from them and am impressed with my choice on credit card. Reviewed on: 15th January 2023
Luke's avatar
Luke

Excellent service

5
Excellent service easy communication Reviewed on: 15th January 2023
stuart gander's avatar
stuart gander

Great Friendly Service

5
Zopa was a pleasure to deal with. Simple, Easy and Quick. Love them. Reviewed on: 15th January 2023
Stuart Walker's avatar
Stuart Walker

Excellent service

5
Service is card excellent. Still I have no problems with Zopa credit card. Reviewed on: 15th January 2023
Jafar Hussain Akhtar 's avatar
Jafar Hussain Akhtar

Excellent Service

5
I applied for a Zopa card and the forms where easy and quick to fill out. Within a few hours I had been approved for a card with quite reasonable APR rates. The online App is so helpful to keep track of your spending and making payments. I would highley recommend getting a Zopa card if friends or family are scrolling through card companies and choose a Zopa one. Reviewed on: 15th January 2023
Mark Storey's avatar
Mark Storey

Ramizs

5
No problems with registration, no problems with paying a loan. This company really understands and goes to meet customers. I really recommend it! Reviewed on: 15th January 2023
Ramizs Mamedovs 's avatar
Ramizs Mamedovs

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