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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43497 reviews)

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4.94

Based on 43,497 reviews, last reviewed 22nd Mar 2026

155900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43497)

Simple good

Easy to use , app track no hassle just simply brilliant Reviewed on: 14th January 2023

Easy to contact and fantastic response

Always keen to help and very easy to contact Reviewed on: 14th January 2023

Experience

Really good very efficient and quick excellent service Reviewed on: 14th January 2023

Very good, accepted everywhere

No trouble with this, accepted everywhere, never had any issues Reviewed on: 14th January 2023

Great

Best company if you have a problem there happy to help.Would defo recommend Reviewed on: 14th January 2023

Perfect

Easy to apply, easy to navigate mobile app, card and pin arrived promptly, had a limit increase after a couple of months, great APR. can't think of any faults. Highly recommended. Reviewed on: 14th January 2023

Good card

I had my card for long time and it's a good card with good customer service Reviewed on: 14th January 2023

Very easy to use and hassle free

Very easy to apply for do everything you need through the app totally hassle free. Reviewed on: 14th January 2023

Excelent

Particularly is a good credit card, no high interest, when you paid the amount it’s reflected immediately, perfect for credit building! Reviewed on: 14th January 2023

Ok

l am glad that l chose zopa ,l am reliable Reviewed on: 14th January 2023

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