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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Simply the best

I'm very happy with zopa and recommended to anyone who's looking for a credit card open an zopa credit card and you won't be disappointed Reviewed on: 15th January 2023

Fantastic rates

I chose Zopa due to the rates being so competitive and what a fantastic choice I have made ! The app is so easy to use and the card is accepted everywhere I have been including Greece Making extra payments is so easy too Reviewed on: 15th January 2023

My Experience with Zopa.

With my inexperience and not-too-good performance in the past, I thought I was going to be turned down when I applied. But I was well welcomed. I love the support and professionalism. Reviewed on: 15th January 2023

Easy to deal with

Always happy to answer a question or solve a problem Reviewed on: 15th January 2023

Fast, efficient and friendly service

Simple application, helpful app and great customer service. Reviewed on: 15th January 2023

Finance made simple

ZOPA App and Statements simplified and gives financial clarity. Support is just a click. Reviewed on: 15th January 2023

Quick, simple and supportive

From the application process to using the app, Zopa is brilliant… if I could give them more stars ⭐️ I would! Reviewed on: 15th January 2023

Great credit card option

Easy and quick application, excellent APR rate and card delivered within days..! PIN provided when you activate on the app Reviewed on: 15th January 2023

Best credit card

You pay no charges when the card abroad and the exchange rate is good. Easy to manage through the app. Reviewed on: 15th January 2023

Best credit card ever

The app is great very straightforward and easy to use never let you down and exceptional customer service with patience and care. Reviewed on: 15th January 2023

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