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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,497 reviews, last reviewed 22nd Mar 2026
155900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026
Louise k's avatar
Louise k

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43497)

Excellent

5
Great rates and good credit limit. Reviewed on: 14th January 2023
Andrew Will's avatar
Andrew Will

Amazing

5
Absolutely amazing credit card Quick delivery True to word Reviewed on: 14th January 2023
Tony's avatar
Tony

Superb service

5
Superb service but also ethically sound with increases. Reviewed on: 14th January 2023
graeme.hawley1987@btinternet.com's avatar
[email protected]

The best credit card

5
I have had a Zopa credit card for almost a year and it's the best credit card on the market in my opinion Reviewed on: 14th January 2023
Graham Aston's avatar
Graham Aston

Excellent service

5
Had no issues everything was simple and straightforward to apply and use of the app is nice and easy great credit card Reviewed on: 14th January 2023
Wesley 's avatar
Wesley

Excellent

5
I find Zopa much easier to use than my other credit cards, payback transactions are immediate and don’t take days to show up like most other cards. Great credit card Reviewed on: 14th January 2023
Joe Gomulko's avatar
Joe Gomulko

easy

5
zopa are the best and easy to use Reviewed on: 14th January 2023
Linda Brennan 's avatar
Linda Brennan

Great provider

5
Really can't fault this company very help full and all ways ready to help if you need them and the website really helps with keeping up to date with what you spend Reviewed on: 14th January 2023
Martin Smith's avatar
Martin Smith

Great Card

5
This is the best credit card I’ve had, always keep you up to date with notifications, emails and texts and always plenty of notice given Reviewed on: 14th January 2023
Anthony 's avatar
Anthony

Outstanding

5
Excellent service always on point love it recommended to anyone looking for credit card Reviewed on: 14th January 2023
shuai_b@hotmail.co.uk's avatar
[email protected]

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