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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Quick and fast processing

5
Very helpful in my difficult moments when I needed some cash Reviewed on: 15th January 2023

Review

5
Very quick and easy to use, no back logs so you don’t have any problems to worry about. Very reliable. Would highly recommend. Reviewed on: 15th January 2023

Great Credit card

5
I’ve been with Zopa for 2 years now and wouldn’t change a thing. Simple and easy. Great app. Reviewed on: 15th January 2023

Tremendous service

5
This is an excellent credit card with clear communication on all aspects of the services available Reviewed on: 15th January 2023

Great

5
Excellent and very helpful for what I need Reviewed on: 15th January 2023

Hassle free credit

5
From opening an account, to using the app to interaction with the company, it’s been hassle free and so easy to deal with. Highly recommended. Reviewed on: 15th January 2023

Excellent

5
More you know about card and rating about credit score Reviewed on: 15th January 2023

Brilliant

5
Good customer service easy to navigate website Reviewed on: 15th January 2023

Great card

5
Super useful and easy to use, good app Reviewed on: 15th January 2023

Excellent

5
Cannot fault Zopa in anyway from my experience Reviewed on: 15th January 2023

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