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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

Great

5
Excellent and very helpful for what I need Reviewed on: 15th January 2023
Benjamin Hunt's avatar
Benjamin Hunt

Hassle free credit

5
From opening an account, to using the app to interaction with the company, it’s been hassle free and so easy to deal with. Highly recommended. Reviewed on: 15th January 2023
Ben Childs's avatar
Ben Childs

Excellent

5
More you know about card and rating about credit score Reviewed on: 15th January 2023
Joof Joof's avatar
Joof Joof

Brilliant

5
Good customer service easy to navigate website Reviewed on: 15th January 2023
Michelle Moss's avatar
Michelle Moss

Great card

5
Super useful and easy to use, good app Reviewed on: 15th January 2023
Richard Mclean's avatar
Richard Mclean

Excellent

5
Cannot fault Zopa in anyway from my experience Reviewed on: 15th January 2023
Jason Clark's avatar
Jason Clark

Great credit rebuilder

5
Never had any issues with this card provider at all. Easy app to get aswell Reviewed on: 15th January 2023
shaun henderson's avatar
shaun henderson

Excellent after sales

5
Excellent after sales experience Reviewed on: 15th January 2023
Don Uduike's avatar
Don Uduike

Best credit card

5
Since ive been with zopa found them to b professional and have excellent customer service cannot fault them at all would gv them 10 out 10 Reviewed on: 15th January 2023
Mr ronald skaife's avatar
Mr ronald skaife

Low credit score card

5
Given manageble limit and never had a problem Reviewed on: 15th January 2023
ben fellman's avatar
ben fellman

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