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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Hassle free credit

5
From opening an account, to using the app to interaction with the company, it’s been hassle free and so easy to deal with. Highly recommended. Reviewed on: 15th January 2023
Ben Childs's avatar
Ben Childs

Excellent

5
More you know about card and rating about credit score Reviewed on: 15th January 2023
Joof Joof's avatar
Joof Joof

Brilliant

5
Good customer service easy to navigate website Reviewed on: 15th January 2023
Michelle Moss's avatar
Michelle Moss

Great card

5
Super useful and easy to use, good app Reviewed on: 15th January 2023
Richard Mclean's avatar
Richard Mclean

Excellent

5
Cannot fault Zopa in anyway from my experience Reviewed on: 15th January 2023
Jason Clark's avatar
Jason Clark

Great credit rebuilder

5
Never had any issues with this card provider at all. Easy app to get aswell Reviewed on: 15th January 2023
shaun henderson's avatar
shaun henderson

Excellent after sales

5
Excellent after sales experience Reviewed on: 15th January 2023
Don Uduike's avatar
Don Uduike

Best credit card

5
Since ive been with zopa found them to b professional and have excellent customer service cannot fault them at all would gv them 10 out 10 Reviewed on: 15th January 2023
Mr ronald skaife's avatar
Mr ronald skaife

Low credit score card

5
Given manageble limit and never had a problem Reviewed on: 15th January 2023
ben fellman's avatar
ben fellman

Great

4
Great service easy to use card as clearly statement Reviewed on: 15th January 2023
happysingh811818@yahoo.com's avatar
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