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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Been with Zooa for a while now. Have given me all I needed in a credit card. Good customer service.. Reviewed on: 15th January 2023

Great card to have

Easy process to apply for the app is very helpful, I’m now fully on track with keeping a good credit score. Reviewed on: 15th January 2023

good credit card

has been a good credit card never let me down Reviewed on: 15th January 2023

The best credit card provider!

I’ve been a customer for around 2 years now, I love Zopa. They’re easy to get hold of, always rectify any problems asap. Overall a fab company! Reviewed on: 15th January 2023

Flexible, easy app & great all round

Love the Zopa card it works well for me and fit well into my lifestyle. Easy navigational app with no dramas. Definitely a great addition to my Apple pay too. Would recommend to everyone Reviewed on: 15th January 2023

Best credit card

I like it cos the payments u make go straight onto your account no waiting a few days like most cards Reviewed on: 15th January 2023

the app

the app is very useful for keeping an eye on your spending. Very easy to pay your bill. Reviewed on: 15th January 2023

Always very helpful

As the title great customer service Reviewed on: 15th January 2023

Excellent

Got to be fair excellent service its a pleasure to be with this credit card provider never had a problem at all with them Reviewed on: 15th January 2023

Great credit card great rates

I’ve had Zopa for nearly a year now and they are a good credit card company, never had any issues with them, not had a credit limit increase since I joined but overall great! Reviewed on: 15th January 2023

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