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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Flexible, easy app & great all round

Love the Zopa card it works well for me and fit well into my lifestyle. Easy navigational app with no dramas. Definitely a great addition to my Apple pay too. Would recommend to everyone Reviewed on: 15th January 2023

Best credit card

I like it cos the payments u make go straight onto your account no waiting a few days like most cards Reviewed on: 15th January 2023

the app

the app is very useful for keeping an eye on your spending. Very easy to pay your bill. Reviewed on: 15th January 2023

Always very helpful

As the title great customer service Reviewed on: 15th January 2023

Excellent

Got to be fair excellent service its a pleasure to be with this credit card provider never had a problem at all with them Reviewed on: 15th January 2023

Great credit card great rates

I’ve had Zopa for nearly a year now and they are a good credit card company, never had any issues with them, not had a credit limit increase since I joined but overall great! Reviewed on: 15th January 2023

Quick and fast processing

Very helpful in my difficult moments when I needed some cash Reviewed on: 15th January 2023

Review

Very quick and easy to use, no back logs so you don’t have any problems to worry about. Very reliable. Would highly recommend. Reviewed on: 15th January 2023

Great Credit card

I’ve been with Zopa for 2 years now and wouldn’t change a thing. Simple and easy. Great app. Reviewed on: 15th January 2023

Tremendous service

This is an excellent credit card with clear communication on all aspects of the services available Reviewed on: 15th January 2023

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