Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,497 reviews, last reviewed 22nd Mar 2026
155900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to deal with, very quick service,excellent... Very easy to deal with, very quick service,excellent customer care Reviewed on: 22nd March 2026
Louise k's avatar
Louise k

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43497)

Love it

5
Love the app. So easy to use and updates instantly. Payments clear instantly also which is good Reviewed on: 14th January 2023
Stephen Pugh's avatar
Stephen Pugh

Great card

5
A great card to have and in the app you can do everything. Reviewed on: 14th January 2023
Kerrie anne's avatar
Kerrie anne

Quick, easy.

5
Very quick. Very easy to use. Many options to support customers. You can trust in Zopa. Reviewed on: 14th January 2023
Zsofi 's avatar
Zsofi

Easy to use

5
Great app for card and very easy to set up Reviewed on: 14th January 2023
Danny Maguire's avatar
Danny Maguire

Great provider

5
Always reliable and quick to help if Theirs any issues Reviewed on: 14th January 2023
David Martin's avatar
David Martin

Simple and Transparent

5
The card is the best and simple to use with transparent statement, I will recommend it to all my family and friends. One of the best attributes of the card is the updating of borrowing power every fortnight. Reviewed on: 14th January 2023
elaishujjlj musah's avatar
elaishujjlj musah

Very good company and interest rates and a fair credit limit..highly recommended

5
It's a very good card and the app is simple to use so you can keep track of purchases, a very fair company. Reviewed on: 14th January 2023
Viv Sayce 's avatar
Viv Sayce

Spot on

5
Spot on can’t fault them customer service brilliant way to use app Reviewed on: 14th January 2023
John o's avatar
John o

Brilliant service

5
Gave me credit when needed, great company Reviewed on: 14th January 2023
Paul Barker's avatar
Paul Barker

Easy to use

5
App is very easy to use, and the credit cushion is a great feature Reviewed on: 14th January 2023
Jody Hodgson's avatar
Jody Hodgson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill