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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Quick and easy would recommend

5
Easy to apply, fast results and low apr Reviewed on: 15th January 2023
Jackie's avatar
Jackie

Great credit card

5
This was my first ever credit card. It has great APR and its so simple to yous the app. Would recommend! Reviewed on: 15th January 2023
Kyle Higgins's avatar
Kyle Higgins

No messing about tell you if you're going to get it

5
Very easy. Told I was highly likely to get a credit card. Also told me my credit limit. Reviewed on: 15th January 2023
Darren Griffiths's avatar
Darren Griffiths

Brilliant customer service!

5
Fantastic service overall.. could not fault Reviewed on: 15th January 2023
Jarred's avatar
Jarred

Great card, everything you could ever need.

5
Easy app to use. So simple to make payments. Just perfect. Reviewed on: 15th January 2023
Max's avatar
Max

Hassle free

5
Hassle free. Easy to contact an agent Reviewed on: 15th January 2023
Marian Horrocks's avatar
Marian Horrocks

Credit card

5
Great app and keeps you informed at all times Reviewed on: 15th January 2023
Margaret Miller's avatar
Margaret Miller

Very simple to use app or website, very professional, an friendly staff.

5
Very simple to use app or website, very professional and friendly staff. Reviewed on: 15th January 2023
Catalin's avatar
Catalin

Definetly recomend zopa

5
Great company to deal with made very easy to sort out very straight forward Reviewed on: 15th January 2023
Justine keegan's avatar
Justine keegan

Credit card

5
Great credit card. Affordable and no hassles setting up. Reviewed on: 15th January 2023
Stephen McGrorty's avatar
Stephen McGrorty

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