Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Great card, everything you could ever need.

5
Easy app to use. So simple to make payments. Just perfect. Reviewed on: 15th January 2023

Hassle free

5
Hassle free. Easy to contact an agent Reviewed on: 15th January 2023

Credit card

5
Great app and keeps you informed at all times Reviewed on: 15th January 2023

Very simple to use app or website, very professional, an friendly staff.

5
Very simple to use app or website, very professional and friendly staff. Reviewed on: 15th January 2023

Definetly recomend zopa

5
Great company to deal with made very easy to sort out very straight forward Reviewed on: 15th January 2023

Credit card

5
Great credit card. Affordable and no hassles setting up. Reviewed on: 15th January 2023

Excellent service

5
Excellent bank and credit card service.. Customer service is top form Reviewed on: 15th January 2023

Enjoyable and reliable

5
My experience with zopa as been very good Reviewed on: 15th January 2023

Very simple to run

5
Very happy with the service and very helpful Reviewed on: 15th January 2023

Brilliant company

5
I haven't got anything bad to say about Zopa they are an excellent company Reviewed on: 15th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products