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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43498 reviews)

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4.94

Based on 43,498 reviews, last reviewed 22nd Mar 2026

155950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class Have used Zopa for a while now and gave always found them very reilable and always excellant service. Any transactions show right away in your account... Read more Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43498)

Excellent

Easy to use card ,straightforward app to use Reviewed on: 14th January 2023

Credit Card

A satisfactory service with good security. Reviewed on: 14th January 2023

I have no problem excellent service

Great service to use tells you if you have any problems Reviewed on: 14th January 2023

Easy to deal with, reliable.

Great service, quick to respond and very reliable Reviewed on: 14th January 2023

What a credit card!

I struggled with obtaining Credit for many years. I found Zopa after a quick Google search and was immediately accepted even with bad credit. Its allowed me to improve my credit score and also gives me great insight into my credit score as it increases. The app looks great and is easy to use and i will be using Zopa for many year to come! Highly recommend Zopa to everyone Reviewed on: 14th January 2023

Great service no hassle credit card and savings account

I have a credit card and a savings account, the interest rate is fantastic, the best saving rates going better than my high street bank. I recommend Zopa I’ve got my family using Zopa now. Reviewed on: 14th January 2023

Good

The experience of getting the Credit Card was very good. The process was strange. Reviewed on: 14th January 2023

Top brand

Very friendly team with an easy to app. Definitely the best going Reviewed on: 14th January 2023

Helpful and great card all round

Great card for what's needed .... customer service is second to none ... helped me put of a tricky situation when I was scammed .. was dealt with in a polite manner and very fast! Would definitely recommend to friends and family Reviewed on: 14th January 2023

Transparent but straightforward

Always provide relevant information, re charges, app is great can check anytime Reviewed on: 14th January 2023

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