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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Top rated

Zopa is a great credit card to get anyone in need or just want to help built credit highly suggest Reviewed on: 15th January 2023

Supa zopa

Outstanding service and products, app is brilliant and easy to use Reviewed on: 15th January 2023

Easy application

Easy application process and app works well Reviewed on: 15th January 2023

Life saver

A few years ago I was made bankrupt and zopa were the only company that actually gave me an opportunity to have a card with a decent credit balance that I could use and have saved me. Thank you zopa. Reviewed on: 15th January 2023

Good company

Great app ,good customer service Reviewed on: 15th January 2023

Always keep you updated on your financial affairs

The team are always very helpful and keep you updated on your financial affairs Reviewed on: 15th January 2023

Professionally provided.

I have had a very well informed and positive experience with Zopa thorough out. Would certainly recommend! Reviewed on: 15th January 2023

Brilliant company

I have very happy with zopa I get all the information I need about all products Reviewed on: 15th January 2023

Just great

Great service very fear rates great customer service Reviewed on: 15th January 2023

Great experience with Zopa

Very helpful and you can't go wrong with this company Reviewed on: 15th January 2023

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