Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,499 reviews, last reviewed 22nd Mar 2026
156000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026
Ali K's avatar
Ali K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43499)

Easy to be approved, best interest rates

5
Zopa came through for me when I needed an emergency bill for my father back home who was undergoing surgery. The money helped to cover his bill Reviewed on: 14th January 2023
Shine Dube's avatar
Shine Dube

Brilliant customer service.

5
Zopa are very friendly and have brilliant customer service. Their app is so easy to use and keeps you up to date with any changes. Reviewed on: 14th January 2023
Kirsty Wiskin's avatar
Kirsty Wiskin

Zopa is good

5
Have had a great a experience with Zopa so far Reviewed on: 14th January 2023
Deb's avatar
Deb

Zopa card

4
Zopa good company excellent app will not give you credit to carnt pay back credit limits kept low so you don't get in a mess Reviewed on: 14th January 2023
Garry Darby's avatar
Garry Darby

Zopa credit card

5
I would recommend zopa to anyone it's easy to apply for a credit card online and there app to me is by far one of the best credit card banking apps out there and I would know I've tried quiet a few of them. Reviewed on: 14th January 2023
Shane Audley's avatar
Shane Audley

Fantastic

5
Very easy to use app. and fast very good company Reviewed on: 14th January 2023
brian tilley's avatar
brian tilley

Lovely card

5
Love my card it's great for emergencys when you need something Reviewed on: 14th January 2023
Chris Bushell's avatar
Chris Bushell

Brilliant service easy to use app

5
Great card great service and app is easy to use Reviewed on: 14th January 2023
Danny Trevis's avatar
Danny Trevis

Everyday use

5
Every place I go my zopla card is with me it's the go to card Reviewed on: 14th January 2023
Lee Chew's avatar
Lee Chew

Recommended

5
It's a very good card that helps you in any situation! I recommend with confidence! Reviewed on: 14th January 2023
costica costin's avatar
costica costin

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill