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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Always keep you updated on your financial affairs

The team are always very helpful and keep you updated on your financial affairs Reviewed on: 15th January 2023

Professionally provided.

I have had a very well informed and positive experience with Zopa thorough out. Would certainly recommend! Reviewed on: 15th January 2023

Brilliant company

I have very happy with zopa I get all the information I need about all products Reviewed on: 15th January 2023

Just great

Great service very fear rates great customer service Reviewed on: 15th January 2023

Great experience with Zopa

Very helpful and you can't go wrong with this company Reviewed on: 15th January 2023

Quick and easy would recommend

Easy to apply, fast results and low apr Reviewed on: 15th January 2023

Great credit card

This was my first ever credit card. It has great APR and its so simple to yous the app. Would recommend! Reviewed on: 15th January 2023

No messing about tell you if you're going to get it

Very easy. Told I was highly likely to get a credit card. Also told me my credit limit. Reviewed on: 15th January 2023

Brilliant customer service!

Fantastic service overall.. could not fault Reviewed on: 15th January 2023

Great card, everything you could ever need.

Easy app to use. So simple to make payments. Just perfect. Reviewed on: 15th January 2023

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