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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent

I like the fact when you make your payment, it's on your account instantly! No others do that. Reviewed on: 15th January 2023

Good experience

Easy to use app and my experience to date has been good Reviewed on: 15th January 2023

Brilliant & Supportive

Been with Zopa for a while now and they are amazing. So transparent and so supportive. Always checking in and supporting Reviewed on: 15th January 2023

all really good

Instant balance updates, easy to use A1 Reviewed on: 15th January 2023

Great company and service

Professional polite and friendly app is also very easy to use ! Reviewed on: 15th January 2023

Best service 2022

Amazing service provider full off hope for the 2023 Reviewed on: 15th January 2023

Top rated

Zopa is a great credit card to get anyone in need or just want to help built credit highly suggest Reviewed on: 15th January 2023

Supa zopa

Outstanding service and products, app is brilliant and easy to use Reviewed on: 15th January 2023

Easy application

Easy application process and app works well Reviewed on: 15th January 2023

Life saver

A few years ago I was made bankrupt and zopa were the only company that actually gave me an opportunity to have a card with a decent credit balance that I could use and have saved me. Thank you zopa. Reviewed on: 15th January 2023

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