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Zopa: Credit card reviews

4.94
Based on 43,499 reviews, last reviewed 22nd Mar 2026
156000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026
Ali K's avatar
Ali K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43499)

Review

5
I haven't been with zopa long and I would definitely recommend them. Reviewed on: 14th January 2023

Great credit card

5
Helps me to rebuild my credit score. Reviewed on: 14th January 2023

Brilliant Company

5
Such a great company to deal! It is quick and efficient and provides excellent support and the app is fantastic! Reviewed on: 14th January 2023

Great service

5
Great credit card no hassle easy to use Reviewed on: 14th January 2023

Totally reasonable

5
Great company and they are there for you too Reviewed on: 14th January 2023

ZOPA CARD

5
Always been very good and its a great card to use and has always been extremely helpful too me and respects use of card. Reviewed on: 14th January 2023

Excellent credit builder card

5
The app is incredibly well thought out and therefore very user friendly. The customer service and notifications are very good as well Reviewed on: 14th January 2023

Amazing Bank

5
The bank is very supportive as they have the interest of their customers to heart. Please, you people should keep the fire burning for the next to enjoy better than what I am enjoying today. Reviewed on: 14th January 2023

Great card

5
Fantastic company I’d recommend them to anybody Reviewed on: 14th January 2023

Nice

5
very nice the experience with zopa card Reviewed on: 14th January 2023

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