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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa

Amazing company would recommend to anyone , 10/10 Reviewed on: 15th January 2023

excellent services and functionable app

excellent experience with their services Reviewed on: 15th January 2023

Zopa feedback

Very easy to manage account plus very helpful information and support Reviewed on: 15th January 2023

Excellent

Very easy application, app is excellent - balance transfer couldn't have been easier Reviewed on: 15th January 2023

Quick

Very easy to apply and no been messed about. Card came with in time, they stated even when post office were on strike Reviewed on: 15th January 2023

Outstanding service

Very easy to use ,customer service is excellent wouldn't try anywhere else ,first rate and website is very easy to use Reviewed on: 15th January 2023

Clear helpful prompt

I can honestly say that this has been the best thing I've done because all processes have been done without upset. Reviewed on: 15th January 2023

Excellence

Very good service. Easy to use app. Friendly and supportive service Reviewed on: 15th January 2023

Great credit card

The application process was very simple. I like how easy it is to use the app. It also has plenty of tips on how to improve your credit rating. I'd definitely recommend Zopa to anyone trying to build up their credit score. Reviewed on: 15th January 2023

Simple, easy follow process

Great communication, no complaints here! highly recommend product, thoroughly deserved the award ⭐ Reviewed on: 15th January 2023

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