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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

All good

Easy to access. The app itself its really easy to use Reviewed on: 15th January 2023

Easy application and app is easy to use

Love zoppa as not only can I manage my card easily online but they provide advice on how to improve my credit score Reviewed on: 15th January 2023

The best

Amazing experience Best regards Reviewed on: 15th January 2023

Easy to use

It is very easy to use the app and track my spending as well as paying back as much or as little as I can afford. It helped me out numerous times Reviewed on: 15th January 2023

Thanks

Thanks for your support in giving alert to my email when payment is done. Reviewed on: 15th January 2023

Excellent customer service

I have applied for credit card and the process was very clear and simple. Got the card quickly and now I am very much happy with the customer service. Reviewed on: 15th January 2023

Easiest, compliant company to deal with for credit

Perfect and easy to use simplistic and shortest answer for a great company Reviewed on: 15th January 2023

Innovatation

I really appreciate the app and service render by Zopa Reviewed on: 15th January 2023

easy to use no hassle

handy card to use when u need it you can set your contact less limit which is great just incase u lose your card Reviewed on: 15th January 2023

Overall experience excellent

Zopa is a great company caring staff and overall honesty is their policy Reviewed on: 15th January 2023

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