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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Well worth a look

Excellent service, easy to apply, I highly recommend Reviewed on: 15th January 2023

Help

The credit card will help people build back up their score. Its a manageable amount. Staff really understanding and helpful always. Reviewed on: 15th January 2023

Easy so sign up

Easy to use in all stores . Pay your bill in full or by a payment method. Easy to get intouch with customers service Reviewed on: 15th January 2023

Amazing

I was really surprised when I got approved for zopa card! It has helped me and my credit score and once I'm out of debt this will be the only card that I'll be keeping! Reviewed on: 15th January 2023

All good

Easy to access. The app itself its really easy to use Reviewed on: 15th January 2023

Easy application and app is easy to use

Love zoppa as not only can I manage my card easily online but they provide advice on how to improve my credit score Reviewed on: 15th January 2023

The best

Amazing experience Best regards Reviewed on: 15th January 2023

Easy to use

It is very easy to use the app and track my spending as well as paying back as much or as little as I can afford. It helped me out numerous times Reviewed on: 15th January 2023

Thanks

Thanks for your support in giving alert to my email when payment is done. Reviewed on: 15th January 2023

Excellent customer service

I have applied for credit card and the process was very clear and simple. Got the card quickly and now I am very much happy with the customer service. Reviewed on: 15th January 2023

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