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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

excellent services and functionable app

5
excellent experience with their services Reviewed on: 15th January 2023
VICTOR JOHNSON's avatar
VICTOR JOHNSON

Zopa feedback

5
Very easy to manage account plus very helpful information and support Reviewed on: 15th January 2023
Martin's avatar
Martin

Excellent

5
Very easy application, app is excellent - balance transfer couldn't have been easier Reviewed on: 15th January 2023
Richard Brown's avatar
Richard Brown

Quick

5
Very easy to apply and no been messed about. Card came with in time, they stated even when post office were on strike Reviewed on: 15th January 2023
Happy's avatar
Happy

Outstanding service

5
Very easy to use ,customer service is excellent wouldn't try anywhere else ,first rate and website is very easy to use Reviewed on: 15th January 2023
Kai baxter's avatar
Kai baxter

Clear helpful prompt

5
I can honestly say that this has been the best thing I've done because all processes have been done without upset. Reviewed on: 15th January 2023
Eric Morris 's avatar
Eric Morris

Excellence

5
Very good service. Easy to use app. Friendly and supportive service Reviewed on: 15th January 2023
Ioan Jones's avatar
Ioan Jones

Great credit card

5
The application process was very simple. I like how easy it is to use the app. It also has plenty of tips on how to improve your credit rating. I'd definitely recommend Zopa to anyone trying to build up their credit score. Reviewed on: 15th January 2023
Pavlina Huptychova's avatar
Pavlina Huptychova

Simple, easy follow process

4
Great communication, no complaints here! highly recommend product, thoroughly deserved the award ⭐ Reviewed on: 15th January 2023
Matt Simmons's avatar
Matt Simmons

Excellent

5
I like the fact when you make your payment, it's on your account instantly! No others do that. Reviewed on: 15th January 2023
Maria Carlin's avatar
Maria Carlin

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