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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

This card helped me build my credit

This credit card helped me build my credit! It’s fantastic! I would highly recommend Reviewed on: 14th January 2023

Excellent

Really good service and nice starting limit Reviewed on: 14th January 2023

Excellent service

Look after there customers excellent service provided Reviewed on: 14th January 2023

Zopa is easy!

Really easy application and simple to access App. Really pleased with the service Reviewed on: 14th January 2023

Not your usual card

Do more than just credit cards I find zopa to be efficient with fruendly staff Reviewed on: 14th January 2023

Excellent!

I have a trust deed and they accepted me for £200 and I really appreciate this money at the end of the month. Reviewed on: 14th January 2023

great

zopa is a great help always keeps you up to date on your spending and does not force increase limits on you would recommened Reviewed on: 14th January 2023

Perfectly run business

Everything is simple, runs smoothly and perfectly all the time I’ve never had any issues at all Reviewed on: 14th January 2023

Great

Great card and always good customer service Reviewed on: 14th January 2023

Highly recommend

I was hesitant to get a credit card , but zopa’s interest rates were so low I took the chance. The apps so easy to use and there’s no pressure. Can set up a monthly payment easily to payback without forgetting. Reviewed on: 14th January 2023

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