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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy online application Great app to use.

Easy online application Great app to use. Excellent ways to pay your balance at affordable rates. Quick decision and a virtual card or plastic card Reviewed on: 15th January 2026

application to the finish I receiv...

From start of the application to the finish I received excellent service. The product is very good and the quality of product is excellent Reviewed on: 15th January 2026

Ease of use, nothing hidden .

Ease of use, nothing hidden everything at your finger tips Reviewed on: 15th January 2026

An excellent card and easy to use on the app...

An excellent card and easy to use on the app Reviewed on: 15th January 2026

Great experience no issues, app is very good to use...

Great experience no issues, app is very good to use and is easy for setting it up and have had a great experience and has helped me plan and be able to grow my credit score more and I am very happy with it Reviewed on: 15th January 2026

Excellent service and great customer support

Excellent service and great customer support Reviewed on: 15th January 2026

Excellent to deal with very prompt.

Excellent to deal with very prompt. Reviewed on: 15th January 2026

Zopa the approachable

I have found Zola to be professional and approachable. With an app that is easy to navigate which is essential for my nature years. Reviewed on: 15th January 2026

The best credit card very easy everything in the app...

The best credit card very easy everything in the app Reviewed on: 15th January 2026

Very quick and easy app and regular updates on new p...

Very quick and easy app and regular updates on new products. Plenty of advice on to make your money work better Reviewed on: 15th January 2026

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