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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Customer service at Zopa is friendly, helpful and so...

Customer service at Zopa is friendly, helpful and solve issues very quickly. Cannot recommend them enough Reviewed on: 15th January 2026

Great, service.

Great, service. Card arrived speedily, easy to activate, love the Zopa App. Reviewed on: 15th January 2026

Good card good rates..

Good card good rates. Visa so accepted everywhere. Helps manage your money. Reviewed on: 15th January 2026

Fab customer service.

Fab customer service. User friendly app. Easy to manage and navigate. Reviewed on: 15th January 2026

I’ve used Zopa now for a good few years and never ha...

I’ve used Zopa now for a good few years and never had a problem with them. And they have always been there when needed. Reviewed on: 15th January 2026

Never have a problem with zopa

Never have a problem with zopa always on hand whenever you need to talk Reviewed on: 15th January 2026

Great app.

Easy to use app. Appropriate credit limit and easy to pay. Reviewed on: 15th January 2026

Easy online application Great app to use.

Easy online application Great app to use. Excellent ways to pay your balance at affordable rates. Quick decision and a virtual card or plastic card Reviewed on: 15th January 2026

application to the finish I receiv...

From start of the application to the finish I received excellent service. The product is very good and the quality of product is excellent Reviewed on: 15th January 2026

Ease of use, nothing hidden .

Ease of use, nothing hidden everything at your finger tips Reviewed on: 15th January 2026

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