Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

View other Zopa products

4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

I was in a terrible situation and Zopa helped out...

I was in a terrible situation and Zopa helped me out of the hole I was in I can’t thank them enough Reviewed on: 15th January 2026

Gave me a card when needed.

Gave me a card when needed. Always avaible for advice and help. Reviewed on: 15th January 2026

Best credit card I’ve used.

Best credit card I’ve used. Easy to manage on app. Reviewed on: 15th January 2026

Zopa has very excellent customer service

Zopa has very excellent customer service Reviewed on: 15th January 2026

Excellent service , easy to use and fair limits

Excellent service , easy to use and fair limits Reviewed on: 15th January 2026

Good card service very easy to use

Good card service very easy to use Reviewed on: 15th January 2026

Never had any issue and ones I have had have been so...

Never had any issue and ones I have had have been sorted immediately Reviewed on: 15th January 2026

Simple app to manage the account with ease

Simple app to manage the account with ease Reviewed on: 15th January 2026

Excellent service.

Excellent service. Love the app and find them to be very transparent. Easy to get any assistance or info you need. Great company. Reviewed on: 15th January 2026

Excellent service, customer service and friendly app .

Excellent service, customer service and friendly app . All in all great job. Keep it up Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.90 from 539 reviews
Gold Credit Card
from American Express 4.70 from 24 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub