Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card.

Excellent credit card. The online app is so easy to use. Reviewed on: 15th January 2026

Very easy to deal wit

Very easy to deal with, very professional Reviewed on: 15th January 2026

Easy to use app and wait you see is what...

Easy to use app and wait you see is what you grt Reviewed on: 15th January 2026

It has helped me a lot when I was in trouble.

It has helped me a lot when I was in trouble. Reviewed on: 15th January 2026

Happy customer

I applied for credit on zopa and got a response straight away and had my card within a few days Well happy thank you Reviewed on: 15th January 2026

Since getting my Zopa card I've had my credit score...

Since getting my Zopa card I've had my credit score gradually increase. I lost my job a number of years ago and then retired early after some financial difficulty. The staff at Zopa were really understanding and gave me the chance to start improving my credit again and getting back onto an even footing. I would recommend Zopa to anyone who is really wanting to get back on an even better future. Reviewed on: 15th January 2026

Zopa credit card.

Excellent customer service,Easy to apply great for everyday expenses I improve my credit score as well. Reviewed on: 15th January 2026

Offered credit card when couldn't get credit no mult...

Offered credit card when couldn't get credit no multiple or repeated questions well done and glad I chose zopa thanks Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Helpful for emergencies...

So easy and gives you peace of mind incase of an emergency bill thrown at us. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 4.12 from 2 reviews
Charge Card
from American Express 4.20 from 24 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub