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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43499 reviews)

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4.94

Based on 43,499 reviews, last reviewed 22nd Mar 2026

156000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43499)

Quick, friendly and helpful.

Quick, friendly and helpful. Customer services are very efficient. It took next to no time to resolve my issues. I also like the banking app and how user friendly it is Reviewed on: 15th January 2026

Really easy to use and affordable with a great frien...

Really easy to use and affordable with a great friendly team who are willing to help with any issues. Reviewed on: 15th January 2026

Very fast and efficient service.

Very fast and efficient service. Any issues are dealt with quickly. Will contact you as soon as any suspicious activity Reviewed on: 15th January 2026

It good and easy to use and helping me build...

It good and easy to use and helping me build my credit Reviewed on: 15th January 2026

Easy peasy

Easy to set up my accounts. My account opened and was able to use instantly. Easy to navigate through the online app. Good rates and a happy customer. Reviewed on: 15th January 2026

Excellent

Excellent service. Always on hand if needed. Reliable x Reviewed on: 15th January 2026

Zopa promptly resolves issues raised

Zopa was able to resolve my issues on false payment. Very responsive to my enquiries and speedy resolution to issues raised Reviewed on: 15th January 2026

Zopa has been so handy for me when I am need of cash.

Zopa has been so handy for me when I am need of cash.Helping build my credit score as well Reviewed on: 15th January 2026

No issues very pleased with my time at ZOPA

No issues very pleased with my time at ZOPA Reviewed on: 15th January 2026

I was in a terrible situation and Zopa helped out...

I was in a terrible situation and Zopa helped me out of the hole I was in I can’t thank them enough Reviewed on: 15th January 2026

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