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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

An excellent card and easy to use on the app...

An excellent card and easy to use on the app Reviewed on: 15th January 2026

Great experience no issues, app is very good to use...

Great experience no issues, app is very good to use and is easy for setting it up and have had a great experience and has helped me plan and be able to grow my credit score more and I am very happy with it Reviewed on: 15th January 2026

Excellent service and great customer support

Excellent service and great customer support Reviewed on: 15th January 2026

Excellent to deal with very prompt.

Excellent to deal with very prompt. Reviewed on: 15th January 2026

Zopa the approachable

I have found Zola to be professional and approachable. With an app that is easy to navigate which is essential for my nature years. Reviewed on: 15th January 2026

The best credit card very easy everything in the app...

The best credit card very easy everything in the app Reviewed on: 15th January 2026

Very quick and easy app and regular updates on new p...

Very quick and easy app and regular updates on new products. Plenty of advice on to make your money work better Reviewed on: 15th January 2026

Starting off with Zopa was extremely easy.

Starting off with Zopa was extremely easy. Connecting to their customer service was fast, and I got all my issues resolved with excellent results. I am particularly happy with how my credit limit was increased, as opposed to other credit card companies. The Zopa application is customer-friendly, and I also enjoy checking the updates. They never fail to notify you of important updates like payment dates, deadlines, etc. I recommend Zopa if you want a stress-free credit card that you can easily manage without worries. Reviewed on: 15th January 2026

Amazing service and great customer service

Amazing service thank you is quick and easy to get to app Reviewed on: 15th January 2026

I'm very happy with Zopa Credit card.

I'm very happy with Zopa Credit card. Credit limit is okay and interest rate is not to much Reviewed on: 15th January 2026

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