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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use app very quick service

Very easy to use app very quick service Reviewed on: 15th January 2026

Just great goodvsevice And very happy

Just great great service and was there when I needed it Reviewed on: 15th January 2026

Excellent one.

Excellent one. It was smooth easy and low rate Reviewed on: 15th January 2026

Great customers service

Great customers services. Very easy to use app. Reviewed on: 15th January 2026

Zopa got me out of financial problems and allowed an...

Zopa got me out of financial problems and allowed and helped me to get back on track when no other lender would. Thank you for your support Reviewed on: 15th January 2026

Zopa has helped to build my credit score!

Zopa has helped to build my credit score! Reviewed on: 15th January 2026

Excellent service very good service

Excellent service very good service Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Great Zopa card, I use it over my other cards

Great card, I use it over my other cards Reviewed on: 15th January 2026

Zola are great

They keep in touch with you they remind you of payments ,and you know what's happening all the time. I think there great Reviewed on: 15th January 2026

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