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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Very good very friendly very good really all good in...

Very good very friendly very good really all good in every way Reviewed on: 15th January 2026

Lovely company to do business with

Zopa is lovely to deal with. Clear and concise communication on every level. Reviewed on: 15th January 2026

Very easy to use.

My Zopa credit card was very easy to apply for and came at a very reasonable rate. The app makes things so easy to track and use. Reviewed on: 15th January 2026

It’s handy to have especially knowing it can be used...

It’s handy to have especially knowing it can be used abroad Reviewed on: 15th January 2026

I can keep track of what I spend, and how much I hav...

I can keep track of what I spend, and how much I have left on my card. Reviewed on: 15th January 2026

Excellent customer service and awareness

Excellent customer service and awareness Reviewed on: 15th January 2026

Great credit card to build your credit rating

Zopa has a easy understandable system that allows quick easy acces to allow you to stay in control Reviewed on: 15th January 2026

No hassle company,easy to use ,very satisfied with e...

No hassle company,easy to use ,very satisfied with everything they do . Reviewed on: 15th January 2026

Great credit card and feel im in control and can wat...

Great credit card and feel im in control and can watch the money very closely Reviewed on: 15th January 2026

Top card

Very easy to manage, love the easy app setup Reviewed on: 15th January 2026

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