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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I’m very happy be the customer good information and...

I’m very happy be the customer good information and advice about the product and payment Reviewed on: 15th January 2026

Great company and the app is really easy to use

Great company and the app is really easy to use Reviewed on: 15th January 2026

Great card would recommend it to family and friends

Great card would recommend it to family and friends Reviewed on: 15th January 2026

I'm verry happy with the bank Excellent bank and ver...

I'm verry happy with the bank Excellent bank and verry reliable Verry good rates and verry good assistance and I recomand this bank Is the best Reviewed on: 15th January 2026

Zopa the no hassle credit card.

I am new to Zopa however, so far it’s been a joy to have the card. I can use it anywhere and because I have the app I can just pay it off with no hassle. It’s brilliant and I feel lucky to have it, as it has be helped me out a lot. Reviewed on: 15th January 2026

Good card easy to use

The card is easy to use on line ,I’m nearly 70 .And find it easy to use and good and helpful website. Reviewed on: 15th January 2026

No problems with Zopa

I have never had a problem with Zopa, and the app is so easy to use :) Reviewed on: 15th January 2026

Safe secure clear app

Efficient Kept informed by email of changes statement updates. App easy to use clear instructions. Reviewed on: 15th January 2026

Having been with Zopa for quite a while, both with a...

Having been with Zopa for quite a while, both with a loan and a credit card, I find their information platform excellent. Always know exactly where you are with any product. Updates on spending is daily. I’ve been round the block with finances, Zopa is up there with the best. Reviewed on: 15th January 2026

I got a car on finance and also a credit card card f...

I got a car on finance and also a credit card card from Zopa and very happy with them Reviewed on: 15th January 2026

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