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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Excellent

I've had no problems since receiving the credit card. It's perfect for me. Reviewed on: 15th January 2026

Stress free credit building

Used to zopla after being in an Iva and its been so helpful to start building my credit again Reviewed on: 15th January 2026

No fuss to get cards and the app is great to use.

No fuss to get cards and app is great to use. Easy Reviewed on: 15th January 2026

Excellent all round service

Efficient, cost effective and informative. Reviewed on: 15th January 2026

Great company to deal with, lots of expertise

Great company to deal with, lots of expertise Reviewed on: 15th January 2026

So far so good

No reason as yet not to recommend Zopa to anyone...Excellent service Reviewed on: 15th January 2026

Great Experience

My experiencia is good with card Reviewed on: 15th January 2026

Easy to manage and navigate the app.

Easy to manage and navigate the app. Good customer service Reviewed on: 15th January 2026

Good customer sevice experience with zopa .

Good customer sevice experience with zopa .Zopa helped me receive credit for my car and credit card. Reviewed on: 15th January 2026

Don’t charge huge interest rates never had a bad exp...

Don’t charge huge interest rates never had a bad experience with Zopa Reviewed on: 15th January 2026

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