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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Never had a problem or needed to call them for anyth...

Never had a problem or needed to call them for anything. Reviewed on: 15th January 2026

All ways great to help with any questions and very h...

All ways great to help with any questions and very helpful Reviewed on: 15th January 2026

Excellent Amazing Service. Nice Credit card to be with

Excellent Service .Good to have Zopa Reviewed on: 15th January 2026

Excellent service and good for my credit score

Excellent service and good for my credit score Reviewed on: 15th January 2026

A friend in need, is Zopa Bsnk indeed..

I’ve only been with them for a short time but, the clearness of their app and efficiency is really quite remarkabe. Reviewed on: 15th January 2026

Easy to apply and no fuss.

Easy to apply and no fuss. Easy app to navigate around Reviewed on: 15th January 2026

Helpful professional easy to talk to and understand

Helpful professional easy to talk to and understand Reviewed on: 15th January 2026

Easy and helpful service and easy to use app

Easy and helpful service and easy to use app Reviewed on: 15th January 2026

Fan experience so far with Zopa, brilliant customer...

Fan experience so far with Zopa, brilliant customer service with any queries ive had so far Reviewed on: 15th January 2026

No faffing around

Easy to use. You can see what's happening in the app straight away. No calls etc with marketing or if your payments a little late. Very very helpful Reviewed on: 15th January 2026

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