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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It is fast and efficient .

It is fast and efficient .lf u pay your bills well is increases the amount without any problems. Reviewed on: 15th January 2026

Great app and great customer service

Great app and great customer service Reviewed on: 15th January 2026

Amazing service, love my card, I have recommended to...

Amazing service, love my card, I have recommended to all my friends and 4 of them have got one as well x Reviewed on: 15th January 2026

Very easy to use and understand.

Very easy to use and understand. Reviewed on: 15th January 2026

Easy and hassle free

It’s an easy to use card with hassle free engagement Reviewed on: 15th January 2026

Free and understanding

You have been fare and. Understanding Reviewed on: 15th January 2026

I have had good experience with Zopa.

I have had good experience with Zopa. They are very helpful Reviewed on: 15th January 2026

Response

Very efficient and listen and good value Reviewed on: 15th January 2026

Everything is straight forward and easy

Everything is straight forward and easy Reviewed on: 15th January 2026

Helpful Company

Provided a credit card facility, when few others did Reviewed on: 15th January 2026

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