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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43457)

Good company

4
I would recommend this company they review your situation each month easy to get hold of people if you want to talk Reviewed on: 14th January 2023
Daniel plant's avatar
Daniel plant

Excellent

5
Happy great experience! Excellent service. Reviewed on: 14th January 2023
Rosemarie Biccay's avatar
Rosemarie Biccay

Excellent credit provider

5
Good company that provides opportunities to build your credit history Reviewed on: 14th January 2023
Jason Thakar's avatar
Jason Thakar

Top card

5
Nice and easy and good to use easy to set up and the app is nice and easy to use Reviewed on: 14th January 2023
mattyliverpool@yahoo.co.uk's avatar
[email protected]

Fantastic credit building credit card

5
With zopa they have been amazing in helping me understand credit and are helping me to build my credit to a better rating Reviewed on: 14th January 2023
Ronnie56's avatar
Ronnie56

Great help with very good insight into finance

5
Zopa have been absolutely great helping me with financial advice and tips ect zopa definitely stand out from the crowd Reviewed on: 14th January 2023
Ian butcher's avatar
Ian butcher

Nice company

5
Enjoy doing business with a forward thinking modern company Reviewed on: 14th January 2023
Neville Richard Smith's avatar
Neville Richard Smith

Excelent

5
Excelent i recomand zopa credit card Reviewed on: 14th January 2023
Carmina's avatar
Carmina

Excellent

5
Excellent service provided all information documented how it should be Reviewed on: 14th January 2023
Simon lucas's avatar
Simon lucas

Brilliant

4
A+ service great customer service Reviewed on: 14th January 2023
Richard Tucker's avatar
Richard Tucker

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