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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

So easy to deal with! The staff are so helpful

I’ve never taken out a credit card before…Zopla was my first credit card account. To be honest I never understood how it’s works and before applying I phoned and they were so amazingly helpful. I’ve spoken to other companies previously like utility companies and you don’t get a service like zopla! Their app is so easy to use and so tech friendly and their rates are so competitive. Thank you zopla! Reviewed on: 14th January 2023

Great provider

Very reliable service from my account opened. I would definitely recommend to a friend Reviewed on: 14th January 2023

Help

Helped me make a informed decision about which credit card to go with Reviewed on: 14th January 2023

Credit card

Very good credit card and very fair Reviewed on: 14th January 2023

Great easy to use app

Never had an issue, great rates easy to use. Reviewed on: 14th January 2023

Fast rate is excellent

App is better easy to use and help to build credit Reviewed on: 14th January 2023

Great

Very good card decent limits and a very easy to use app which keeps it simple to do what you need. Highly recommended Reviewed on: 14th January 2023

Excellent

Very good reviews and very easy and efficient in applying for the credit card and very good information regarding other financial products Reviewed on: 14th January 2023

Ideal

Zopa is an ideal credit card that works for me Reviewed on: 14th January 2023

No nonsense

Smooth application, easy to use application and no gimmicks, no nonsense finance card, everyone knows where they stand and helpful customer service if needed Reviewed on: 14th January 2023

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