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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Slow increase

Overall this Is a good credit card. However after being with them for a while Iv had no sign of an increase despite always paying on time etc would give more stars if that changed. Overall good though Reviewed on: 14th January 2023

Excellent service

Friendly interaction from the beginning. Easy to use app helps with credit control and making payments. Reviewed on: 14th January 2023

5*

5* absolutely great, the company is fantastic and is always there to help have recommended to others Reviewed on: 14th January 2023

Excellent

Really easy to use excellent service Reviewed on: 14th January 2023

Perfect Card

All that you want with a card it’s that you have with Zopa Reviewed on: 14th January 2023

Great car and easy to use app

The application process was simple and quick. After having the card a while now it is my go to card. The app is easy to use, repayments are shown on my account much faster than any of the others cards I’ve had. And I’ve never had a problem with this account Reviewed on: 14th January 2023

C. Card

I've a card with Zopa send a loan. No complaints at all Reviewed on: 14th January 2023

The best

I,m happy to aplly for zopa and is the best Reviewed on: 14th January 2023

Top Notch Service

I came about this provider by random chance and have to say I’m glad I did. Very easy to navigate services, stylish card and great customer service Reviewed on: 14th January 2023

Best Credit Card out there

Fast and easy sign up, great customer service, superb app and fantastic communication updates Reviewed on: 14th January 2023

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