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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

They send notification and immediate response

I’m one of the happy customer from zopa Reviewed on: 14th January 2023

Fantastic service

Absolutely fantastic service and card, the app helps you keep track of your spending and is easy to use when you want to make payments A very good product and they take into account your financial situation to be sure your not going to end up in financial hardship Would recommend especially to people trying to rebuild their credit Reviewed on: 14th January 2023

Excellent experience!

I have been sick for a couple of months and was looking for a way to protect myself on a rainy day and to build my Credit Score. Zopa Credit Card, met my requirements and luckily, I'm also ejoying a zero per cent interest rate, when repaying my card in full within a month. I'd recommend Zopa to anyone facing a difficulty and anyone who want to build the Credit Score! Reviewed on: 14th January 2023

Excellent card and excellent customer service

This card accepted me when others wouldn't, the customer services are so good and friendly, would recommend to everyone Reviewed on: 14th January 2023

Best provider

Best ,easy, friendly , helping a lot of people Reviewed on: 14th January 2023

A very informative company it is with you all the way

It is a very good credit card. It keeps you informed regarding balance a spends Reviewed on: 14th January 2023

Good Credit provider

Good interest rates even with bad credit Reviewed on: 14th January 2023

Best Credit Card

I have been with Zopa for some time & I've never had any problems. I would fully recommend it. Reviewed on: 14th January 2023

Best card that I've used lately

Brilliant card ...helps you save a lot also Reviewed on: 14th January 2023

Amazing - Highly recommend

Having had numerous credit cards. Zopa have been the best provider. Their communication is excellent as well as the ease of using the app to pay bills. Highly recommend. Reviewed on: 14th January 2023

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