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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Recommend

Is very nice and easy to use fir whatever you need Reviewed on: 14th January 2023

My experience with Zopa.

I have been with this company for a number of years and have received excellent support with both credit card and a loan. Their customer service has been very helpful in resolving any issues that have arisen. I would have no hesitation in recommending them to family and friends. Reviewed on: 14th January 2023

Great company

Great company, easy to use the app and also tells you your borrowing score which I love Reviewed on: 14th January 2023

Very helpful

The app on the phone is easy to use, and the customer service is amazing Reviewed on: 14th January 2023

Exactly what is required

Covers your exact needs and competitive rates friendly and helpful customer service Reviewed on: 14th January 2023

Good

Very good in always and I am happy Reviewed on: 14th January 2023

Trustworthy and reliable

I have never encountered any issues in my time spent with Zopa. Any upcoming changes are communicated in a timely manner and they provide additional support when needed. Reviewed on: 14th January 2023

Helped me when nobody else would

Excellent company and very smooth customer service Reviewed on: 14th January 2023

Credit Card

Excellent can not fault them at all. Reviewed on: 14th January 2023

Great service

One of the best credit cards I ever had. Reviewed on: 14th January 2023

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