Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

High recommendation

Very happy with the service, nice app. Reviewed on: 14th January 2023

Brilliant company!!

Fabulous credit and loan company, the best ever! Reviewed on: 14th January 2023

Excellent

Good customer service, I recommend ppl Reviewed on: 14th January 2023

Great credit card

M great credit card, really good app. You can see what you are spending and very easy payment options. I would 100% recommendation. I love the different colours on the card, I can find it easily in my purse. Reviewed on: 14th January 2023

Great and helpful

Great staff and quick service do not try and push you to take more than you want and by your side the whole way and a excellent app to help you along also Reviewed on: 14th January 2023

Great card provider

No hassles, App is easy to use and has lots of information on it Reviewed on: 14th January 2023

No mess and great communication from them highly recommend

Great communication via there easy to use app, highly recommended to all who are considering Reviewed on: 14th January 2023

Great Credit Card

So simple to get all my details and amazing to use overseas Reviewed on: 14th January 2023

Online banking made easy

Short and simple application process, easy to use Reviewed on: 14th January 2023

Excellent service provider

Very good and productive with lots of benefits Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Chrome Card
from Vanquis 4.10 from 8 reviews
Bip Credit Card
from NewDay 4.91 from 2286 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub