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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Secon to none

This card has been so helpful in more ways than one,so many options were made available if I needed it communication was clear and the flexibility was beyond my expectation overall a positive experience. Reviewed on: 14th January 2023

Easy no fuss

Handy when you need it ,always good for emergency Reviewed on: 14th January 2023

Everything Good

Easy to use, and get app, then use its features. Well done Zopa Reviewed on: 14th January 2023

Helped me get on track absolutely brilliant

Fantastic customer service,I would recommend zopa to help you get on the ladder to help with your credit rating. Reviewed on: 14th January 2023

Fantastic Customer experience

Fantastic customer experience Easy to use App Effective communication Reviewed on: 14th January 2023

Clear and concise with zero jargon!

The website and ap are clear and concise and easy to manoeuvre. There’s zero confusion regarding balances, interest and accounts so easy to stay on budget and avoids any extra fees. Reviewed on: 14th January 2023

Zopa is Fantastic

Excellent, when you pay your card back you get the money on your account straight away no waiting around 2days the app is the easiest to use too thank you Reviewed on: 14th January 2023

Easy way to manage your money

I like the way They have lots of information on they app on managing your finances and there app is so user friendly Reviewed on: 14th January 2023

Very reliable company.

Very pleased with customer service. Reviewed on: 14th January 2023

Easy app

Excellent app with this credit card, easy to use and everything available at your fingertips Reviewed on: 14th January 2023

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