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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card providers

Efficient, good customer service, Reviewed on: 14th January 2023

Really good credit card

Really good credit card and they send notifications when your statement is ready would definitely recommend Reviewed on: 14th January 2023

Nice on guys

I am very happy with Zopa. Super easy application process, straightforward and quick. I love the app, the notifications for my purchases, I am aware of the amount I can still use. So clear, so easy to use. Definitely deserves an award :) Reviewed on: 14th January 2023

Efficient and effective

Have always found this company to be very efficient and effective. Reviewed on: 14th January 2023

High recommendation

Very happy with the service, nice app. Reviewed on: 14th January 2023

Brilliant company!!

Fabulous credit and loan company, the best ever! Reviewed on: 14th January 2023

Excellent

Good customer service, I recommend ppl Reviewed on: 14th January 2023

Great credit card

M great credit card, really good app. You can see what you are spending and very easy payment options. I would 100% recommendation. I love the different colours on the card, I can find it easily in my purse. Reviewed on: 14th January 2023

Great and helpful

Great staff and quick service do not try and push you to take more than you want and by your side the whole way and a excellent app to help you along also Reviewed on: 14th January 2023

Great card provider

No hassles, App is easy to use and has lots of information on it Reviewed on: 14th January 2023

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