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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Value

This card is very easy and manageable, also the app is easy to navigate and understand and with all the tools provided is a very put together app , I would highly recommend this card and app to anyone looking for a credit card to help with the current financial situation we are in at the moment. Thier customer service is first class as well and very helpful Reviewed on: 14th January 2023

Simply the best

Excellent no hassle service, and the ease of looking at the app seeing what you’ve bought, how much you owe and payment due is the best I’ve come across Reviewed on: 14th January 2023

Amazing

Credit easy to use. App really easy to use very happy with all my service I have received Reviewed on: 14th January 2023

Excellent service

Easy to use and excellent service Reviewed on: 14th January 2023

Awesome service

I have only had my Zopa credit for a few months and I have received nothing but excellent service from day one and they have help myself through a difficult Christmas time, I now look forward to the rest of the new year knowing I’m secure financially Reviewed on: 14th January 2023

The best credit card company that has an excellent customer services.

I have had a very excellent service from Zopa credit card and I will certainly recommend it to anyone that wants a credit card that has value for the money. Highly recommended Reviewed on: 14th January 2023

Couldn't be any better

Never had a problem add to.ask for advice and was answered very fast Reviewed on: 14th January 2023

Super easy

I love my zopa card. So easy to use. Reviewed on: 14th January 2023

Excellent Experience

Excellent service, caring lender, will always be there to help with any questions Reviewed on: 14th January 2023

Excellent company

The guys and gals at zopa are absolutely amazing card was here in 24 hours activation was so simple and fast. And they are very knowledgeable and understanding if you have any issues. They are polite and very efficient. Reviewed on: 14th January 2023

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