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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Best Bank !

I'm very happy to say that Zopa credit card is the best deal I made ever! Reviewed on: 14th January 2023

Credit card

A very friendly credit card provider Reviewed on: 14th January 2023

Number 1 credit Card Company

I have been the Zopa service for many years and find their online app system very easy to use and communicate with someone from the team of needed, I wouldn't use any other service apart from these guys do thank you in advance for accepting me in, you truly do deserve to be nominated I am here to cheer when you win it. Reviewed on: 14th January 2023

Best by far

Best company and credit cad I have had. It give me what I need and the freedom of banks and they are always on hand to help and done quickly. The app is great and can have my credit card and loan all in 1 place. Highly recommended Reviewed on: 14th January 2023

Very helpful

Helped me with a car loan at a very competitive price also a credit card to build my score Reviewed on: 14th January 2023

Amazing

Best company about. Never lets you down and always reminds you when deadlines need to be met. Highly recommend to anyone. Reviewed on: 14th January 2023

Great

Great service very easy to apply, brilliant Reviewed on: 14th January 2023

The best

Am super proud of Zopa credit history. Is one of the best in the world. Reviewed on: 14th January 2023

Fast and reliable

Zopa is a credit card which has easy to use online app they are fast and reliable and keep you up to date. Reviewed on: 14th January 2023

Great card

Good credit limit, decent apr, quick and easy application Reviewed on: 14th January 2023

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