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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Manageable credit limit

Easy to use app. Ideal for me to build my credit score Reviewed on: 14th January 2023

Great credit card and service

This is an easy to use cc with a great app to handle all your needs Reviewed on: 14th January 2023

Really easy and no hassle to use

I am happy with the service and feel that they are helpful and the information is easy to follow and understand. Reviewed on: 14th January 2023

Amazing

Really easy to apply, great starting credit limit, amazing app which is easy to set up and use, just an amazing product. Reviewed on: 14th January 2023

Zopa is the best

Zopa is the best credit card for those who have a bad credit rating. The guys are sooooo easy to talk to and they are British Reviewed on: 14th January 2023

Easy to use and set up

Very easy process to apply and lots of hints and tips on saving money and how to build up your credit score. Reviewed on: 14th January 2023

Feeling the love!

Just got my card 6 months interest free finance while trying to rebuild my credit. This card has given me confidence for the future. Reviewed on: 14th January 2023

Really helpful

Great service and really helpful Reviewed on: 14th January 2023

Professional

Brilliant service, easy set up, would recommend to anyone Reviewed on: 14th January 2023

Zopa the best

Awesome credit and the app is the best to track my spending Reviewed on: 14th January 2023

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