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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Great credit card provider

Great customer services Friendly company to deal with Reviewed on: 14th January 2023

Brilliant all round service

Brilliant service all round would defiantly recommend Reviewed on: 14th January 2023

First class

I have no problems first class service Reviewed on: 14th January 2023

Highly recommended

Good little credit card. The app is easy to use, and the rates are fair to.. highly recommended. It helped me finish my pond so I'm happy Reviewed on: 14th January 2023

Best easy to use credit card

I like Zopa so much overall the customer service is amazing and the app is straightforward and easy to use Reviewed on: 14th January 2023

Fast, low rates and transparent

Using the Zopa app to manage credit card and loans as well as new applications is so easy. No over complicated processes and you know where you stand from the start. Reviewed on: 14th January 2023

Simply the Best

Simple direct and wonderful product. Keeps me informed and up-to-date with all uses. Reviewed on: 14th January 2023

Brilliant service

Brilliant service,always happy to help. Very trusty. Reviewed on: 14th January 2023

Super easy & convenient and clear

The Zopa credit card is really user friendly- the app is fantastic. Everything works easily. Reviewed on: 14th January 2023

Very easy card to use

Loved this card..very easy to use..happy to recommend Reviewed on: 14th January 2023

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