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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

zopa appraisal

ive had no problems with zopa since i joined them.. i am well informed if anything is to change with my account Reviewed on: 14th January 2023

Best for me!

Love this card as very flexible and helps to maintain credit levels. Reviewed on: 14th January 2023

Great company

With the app it tells you every transaction- love this card Reviewed on: 14th January 2023

Perfect

Brilliant way to improve your credit score with up to date information Reviewed on: 14th January 2023

The app is really easy to use!

Great communication , the app is user friendly and would highly recommend this company and product. Thank you so much Reviewed on: 14th January 2023

Fast and easy service.

I have no issues with Zopa, quick responses and reasonable APR Reviewed on: 14th January 2023

Zopa

Excellent service from zopa. No fuss Reviewed on: 14th January 2023

Credit card

Such a cool process to apply, no unnecessary hassle Reviewed on: 14th January 2023

Zopa helped me get back on track

After years of being in debt and having an iva my credit score was terrible, I could not get any other credit to rebuild my credit score but zopa accepted me and was it was very straightforward and easy to use and the app is great to keep track of your spending and you can even set a buffer Reviewed on: 14th January 2023

Great bank company

Easy, affordable and very helpful, understanding customer service. Great app very simple to use and navigate. Overall a brilliant bank Reviewed on: 14th January 2023

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