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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App is really easy to use

App is really easy to use and you get notifications of your balance when you use the card Reviewed on: 15th January 2026

Fantastic and safe service

Fantastic services. Easy to apply. Easy to get. Very safe. Quick response. I love it. Reviewed on: 15th January 2026

Brilliant rate, helpful app, good loan provider

Brilliant rate, helpful app, good loan provider Reviewed on: 15th January 2026

I’m very happy be the customer good information and...

I’m very happy be the customer good information and advice about the product and payment Reviewed on: 15th January 2026

Great company and the app is really easy to use

Great company and the app is really easy to use Reviewed on: 15th January 2026

Great card would recommend it to family and friends

Great card would recommend it to family and friends Reviewed on: 15th January 2026

I'm verry happy with the bank Excellent bank and ver...

I'm verry happy with the bank Excellent bank and verry reliable Verry good rates and verry good assistance and I recomand this bank Is the best Reviewed on: 15th January 2026

Zopa the no hassle credit card.

I am new to Zopa however, so far it’s been a joy to have the card. I can use it anywhere and because I have the app I can just pay it off with no hassle. It’s brilliant and I feel lucky to have it, as it has be helped me out a lot. Reviewed on: 15th January 2026

Good card easy to use

The card is easy to use on line ,I’m nearly 70 .And find it easy to use and good and helpful website. Reviewed on: 15th January 2026

No problems with Zopa

I have never had a problem with Zopa, and the app is so easy to use :) Reviewed on: 15th January 2026

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