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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and helpful service and easy to use app

Easy and helpful service and easy to use app Reviewed on: 15th January 2026

Fan experience so far with Zopa, brilliant customer...

Fan experience so far with Zopa, brilliant customer service with any queries ive had so far Reviewed on: 15th January 2026

No faffing around

Easy to use. You can see what's happening in the app straight away. No calls etc with marketing or if your payments a little late. Very very helpful Reviewed on: 15th January 2026

It is fast and efficient .

It is fast and efficient .lf u pay your bills well is increases the amount without any problems. Reviewed on: 15th January 2026

Great app and great customer service

Great app and great customer service Reviewed on: 15th January 2026

Amazing service, love my card, I have recommended to...

Amazing service, love my card, I have recommended to all my friends and 4 of them have got one as well x Reviewed on: 15th January 2026

Very easy to use and understand.

Very easy to use and understand. Reviewed on: 15th January 2026

Easy and hassle free

It’s an easy to use card with hassle free engagement Reviewed on: 15th January 2026

Free and understanding

You have been fare and. Understanding Reviewed on: 15th January 2026

I have had good experience with Zopa.

I have had good experience with Zopa. They are very helpful Reviewed on: 15th January 2026

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