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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great rebuilt my credit. Excellent.

5
Great company. Highly recommend. Reviewed on: 15th January 2026

Just Great

5
Easy to apply. Great communication. Great app. Reviewed on: 15th January 2026

Great credit company

5
I’ve had great experience from start, great credit depending on you yourself, can use the card anywhere, excellent communication service Reviewed on: 15th January 2026

Fantastic card to have ,no bother with it ,enjoy usi...

5
Fantastic card to have ,no bother with it ,enjoy using it xx Reviewed on: 15th January 2026

No issues at all overall great company

5
No issues at all overall great company Reviewed on: 15th January 2026

Excellent way to build credit control

5
Excellent way to build credit control Reviewed on: 15th January 2026

Extremely pleased with Zopa, great value and brillia...

5
Extremely pleased with Zopa, great value and brilliant customer service, would definitely recommend them Reviewed on: 15th January 2026

Very good service

5
Very good service as always from Zopa Reviewed on: 15th January 2026

Everything very good,no hassle card

5
Everything very good,no hassle card Reviewed on: 15th January 2026

From beginning been so helpful and accommodating & i...

5
From beginning been so helpful and accommodating & informative Reviewed on: 15th January 2026

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