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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Fantastic online experience

5
Increased my credit score because zopa helped me control my spending notifications of every transaction helped me no end in getting my finances under control thank you zopa Reviewed on: 14th January 2023
Fergus riley's avatar
Fergus riley

Best credit card provider!

5
Everything so easy and amazing customer service ,the app its better then my natwest account app. Reviewed on: 14th January 2023
GABRIEL BALAN's avatar
GABRIEL BALAN

Credit card

5
I was offered the Zopa credit card by the comparing site, and I must say that I do not regret it. The app is easy to understand and see the balance, the credit score, make the payments and etc. Reviewed on: 14th January 2023
Daiva's avatar
Daiva

Easy credit card

5
It was easy to apply for and even easy to pay back with the zopa app Reviewed on: 14th January 2023
John's avatar
John

The best credit card to rebuild your credit rating!

5
I absolutely love Zopa. They are the best company for rebuilding your credit score and their app is so easy to navigate. I would recommend Zopa to everybody. Reviewed on: 14th January 2023
Jo Cleobury 's avatar
Jo Cleobury

Brilliant

5
Brilliant credit card and contact we the company is very good , any issues gets delt with brilliant service. Highly reccomend to anyone … great for building credit and very far too Reviewed on: 14th January 2023
Mickey Scott's avatar
Mickey Scott

Great Credit Card

5
This credit card is great! The app is also very easy to use to keep track of your spend. Customer service are there to help with any issues you have and it doesn’t feel a hassle. A little bonus is the card is so nice with the colours. I would recommend this to anyone. Reviewed on: 14th January 2023
Lauren Crainie's avatar
Lauren Crainie

Brilliant

5
Very useful and easy for to manage I love this card and I wish all my cards was like this one Reviewed on: 14th January 2023
Ian Henry's avatar
Ian Henry

A great credit card

5
A friendly helpful company always looking at your finances to help you save money and improve your current situation. Reviewed on: 14th January 2023
Christopher Pettitt's avatar
Christopher Pettitt

Best ever

5
Easy to apply easy to track spending Reviewed on: 14th January 2023
Julie 's avatar
Julie

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