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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Marian

Very cool and very nice to have you. Reviewed on: 13th January 2023

Easy to use

Easy to use app is also very easy Reviewed on: 13th January 2023

Brilliant

This has been best service and has easy app to manage would recommend Reviewed on: 13th January 2023

Sparkle

Excellent service always updates on services available Reviewed on: 13th January 2023

Fantastic product and easy to track

After a problem with my finances I have managed to get back on track and my Zopa card has helped boost my credit rating and provided that wee extra fund as times where hard. It's responsible lending and very easy to keep track of repayment and spending habits. Highly recommended and highly appreciated. Reviewed on: 13th January 2023

Credit card

Easy simple to use great customer service Reviewed on: 13th January 2023

Great app

Easy to set up and navigate the app. Overall experience so far has been outstanding Reviewed on: 13th January 2023

Easy to understand, easy to manage fair credit system.

Great easy to use app, easy to understand terms- and fair credit. Reviewed on: 13th January 2023

Wonderful!

Got a credit card from them and have never looked back! Great service and great app. Reviewed on: 13th January 2023

Great company

So simple easy communication great app. Reviewed on: 13th January 2023

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