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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Amazing Customer service and quick access

5
Almost seamless and quick access to all the services and the foreign exchange rates very competitive, had issues with a transaction once and customer service resolved the issue promptly Reviewed on: 14th January 2023
Jaspreet Sandhu's avatar
Jaspreet Sandhu

Excellent

4
Ive been using zopa since past 6 months and I found it easy to use and manage Reviewed on: 14th January 2023
Brijesh Patel's avatar
Brijesh Patel

Fantastic online experience

5
Increased my credit score because zopa helped me control my spending notifications of every transaction helped me no end in getting my finances under control thank you zopa Reviewed on: 14th January 2023
Fergus riley's avatar
Fergus riley

Best credit card provider!

5
Everything so easy and amazing customer service ,the app its better then my natwest account app. Reviewed on: 14th January 2023
GABRIEL BALAN's avatar
GABRIEL BALAN

Credit card

5
I was offered the Zopa credit card by the comparing site, and I must say that I do not regret it. The app is easy to understand and see the balance, the credit score, make the payments and etc. Reviewed on: 14th January 2023
Daiva's avatar
Daiva

Easy credit card

5
It was easy to apply for and even easy to pay back with the zopa app Reviewed on: 14th January 2023
John's avatar
John

The best credit card to rebuild your credit rating!

5
I absolutely love Zopa. They are the best company for rebuilding your credit score and their app is so easy to navigate. I would recommend Zopa to everybody. Reviewed on: 14th January 2023
Jo Cleobury 's avatar
Jo Cleobury

Brilliant

5
Brilliant credit card and contact we the company is very good , any issues gets delt with brilliant service. Highly reccomend to anyone … great for building credit and very far too Reviewed on: 14th January 2023
Mickey Scott's avatar
Mickey Scott

Great Credit Card

5
This credit card is great! The app is also very easy to use to keep track of your spend. Customer service are there to help with any issues you have and it doesn’t feel a hassle. A little bonus is the card is so nice with the colours. I would recommend this to anyone. Reviewed on: 14th January 2023
Lauren Crainie's avatar
Lauren Crainie

Brilliant

5
Very useful and easy for to manage I love this card and I wish all my cards was like this one Reviewed on: 14th January 2023
Ian Henry's avatar
Ian Henry

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