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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44342)

Cheap rate credit card

4
Low interest rate , customer service excellent Reviewed on: 14th January 2023
Glen preston's avatar
Glen preston

Fab card

5
Applied for this card and I'm very happy with this. I would definitely recommend to everybody Reviewed on: 14th January 2023
Hayley Parkin's avatar
Hayley Parkin

Excellent

5
Zopa is very accessible and card details are easily obtainable. Reviewed on: 14th January 2023
uogara2002@yahoo.co.uk's avatar
[email protected]

Brilliant credit card company!

5
Great company have no experienced any problems using the service! Reviewed on: 14th January 2023
James Orr 's avatar
James Orr

Great service

5
They offer a great service, I’m with them for a year now and my credit limit stay same compare with other providers. Reviewed on: 14th January 2023
Catalin Nanu's avatar
Catalin Nanu

Amazing

5
Easy to manage I'm like this credit card Reviewed on: 14th January 2023
Emerson Silva's avatar
Emerson Silva

Great credit card

5
Great help when you need one. The apps is easy to use. Reviewed on: 14th January 2023
Juni Paxon's avatar
Juni Paxon

Small contacless limits and useless communication

1
I got this card when I needed some extra funds. They offered me 2000 quid limit ans I was in a tight spot so it worked out. I try not to use this but sometimes I need the 200 for fuel or shopping. That said. Contact less wont working car parks or other self service fuel pumps. Contact less limit is about 30 quid. And I get regular updates telling my limit has not changed. I got a zable card aflt rhe same time as this and now have an 800 limit. I wlnt use my zopa if I dont have to would recommend you go for Zable instead Reviewed on: 14th January 2023
Michael Kenny's avatar
Michael Kenny

Good service

5
Good in helping to build your credit score Reviewed on: 14th January 2023
Joanne 's avatar
Joanne

Great credit card

5
Great credit card easy to pay instalments and easy to pay off one hit Reviewed on: 14th January 2023
David hyde's avatar
David hyde

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