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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Extremely happy with product

Extremely happy with product, using it for last six months, Reviewed on: 14th January 2023

First class

Great app easy to use ,friendly staff and great rates Reviewed on: 14th January 2023

Brilliant

Very good company with good customer service and good rates on there credit card Reviewed on: 14th January 2023

Great rates and easy to apply

Great rates and easy application process. App is really useful and easy to use Reviewed on: 14th January 2023

Customer service

I have Zopa credit card from last year they have got best customer service. Whenever I call they help and guide in best of their efforts. Reviewed on: 14th January 2023

Excellent

Excellent service and very helpful if you need help Reviewed on: 14th January 2023

Very satisfied customer

Zopa process transactions very quickly which allows accurate control of my account. This together with regular updates and reminders makes account control much easier than other credit cards. Website is very easy to navigate. Reviewed on: 14th January 2023

Great credit card

Great credit card, good communication from company, good customer service, highly recommend. Reviewed on: 14th January 2023

Hassle free credit card

My credit card is handy,there's also an app to make payments check what I've spent its just easy to use Reviewed on: 14th January 2023

Great service

From start to finish has been an overall good service and would recommend to anyone Reviewed on: 14th January 2023

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