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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Highly recommend

Easy and simple to use, very informative to payments due ect Reviewed on: 13th January 2023

Good rate easy to use and manage

Love my Zopa card i find it very easy to use and also very easy to manage my account Reviewed on: 13th January 2023

Excellent credit card company

I have been using them for a very long time. They were the first company to give me a credit card. I was new to the country and didn’t had credit history but this company gave me a credit card which really helped me with my credit score. I would highly recommend this company for new arrivals and those who want to start building their credit history. They have very good customer service and support. Even they help with managing finances and everything highly recommended. Reviewed on: 13th January 2023

Best Credit Card

Helped me in Critical Time! Thank You Reviewed on: 13th January 2023

Best credit card provider

Soft interest and very effective Reviewed on: 13th January 2023

Excellent

Very easy to use in every way. Excellent service. Reviewed on: 13th January 2023

Easy to manage

The credit card management app makes tracking your spending so much easier. The push notifications are a gentle reminder that you're using credit. The app is simple but effective. Super pleased with Zopa as a company. Reviewed on: 13th January 2023

Amazing credit card very clear, fair and extremely affordable

Really loved banking with Zopa has helped me through tough times and been amazing Reviewed on: 13th January 2023

Great credit builder credit card

Easy process from pre-approved credit card Reviewed on: 13th January 2023

Best ever

Always there to help Nothing to much to ask Reviewed on: 13th January 2023

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